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Established Contributor
crunching_numbers
Posts: 1,026
Registered: ‎02-15-2012

Auto CLI from Barclay's B&N MC

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‎08-07-2012 04:20 PM

Opened the mail from today to find a letter from Barclay's. Barclay's seems to be the only CC who is giving me auto CLI's. Went from $14,300 to $17,300.  I am quite pleased. :smileyhappy:

Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 771 TU98 , 824 TU08 FICO, 776 EQ FICO , 735 EX(9/12) FICO
Goal Score: 750+, but shooting for the 800's
my wallet: Hyatt Visa Sig ($23K), B&N World MC ($17.3K), Amex RP Gold (NPSL w/ S&T), Hilton Surpass (10K), Freedom Visa Sig ($8.6K), Discover It ($8K), Amex BCP ($9K), FNBO Visa (13.1K), Citi Dia Pref MC ($3.7K),Sam's D ($8.5K), Walmart D ($7.5K), JCP($5.3K), Dicks MC ($2K)
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New Contributor
Bones
Posts: 66
Registered: ‎04-08-2012

Re: Auto CLI from Barclay's B&N MC

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‎08-07-2012 04:40 PM

Congrats, nice limit!  Would you mind telling us how long you have had your card before the CLI?  I have one that is approaching two months old (5k).  I hear Barclay's is generous with limits. I hope that holds true when the time comes for me to be considered.  I guess 6 months, maybe.

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Established Contributor
crunching_numbers
Posts: 1,026
Registered: ‎02-15-2012

Re: Auto CLI from Barclay's B&N MC

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‎08-07-2012 04:49 PM

The CLI's have been 6 months apart lately. I have had the card since 5/2008.  I do not remember how long it was before the first one. 

Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 771 TU98 , 824 TU08 FICO, 776 EQ FICO , 735 EX(9/12) FICO
Goal Score: 750+, but shooting for the 800's
my wallet: Hyatt Visa Sig ($23K), B&N World MC ($17.3K), Amex RP Gold (NPSL w/ S&T), Hilton Surpass (10K), Freedom Visa Sig ($8.6K), Discover It ($8K), Amex BCP ($9K), FNBO Visa (13.1K), Citi Dia Pref MC ($3.7K),Sam's D ($8.5K), Walmart D ($7.5K), JCP($5.3K), Dicks MC ($2K)
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Established Contributor
MsLadyRover
Posts: 727
Registered: ‎03-14-2012

Re: Auto CLI from Barclay's B&N MC

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‎08-07-2012 07:06 PM

That's the type of mail I like to open! Congratulations!!


Starting Score: 639 (Walmart TU)
Current Score: TU 688 (myFICO) EX 679 (Credit Sesame) EQ 660 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge
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Valued Contributor
jamesdwi
Posts: 1,096
Registered: ‎09-16-2011

Re: Auto CLI from Barclay's B&N MC

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‎08-07-2012 07:10 PM

wow 17k is a hell of a lot of books... 

Wallet: FNBO DISC 7.5k, , Chase Freedom 3.3k & Slate 3.3k, AMEX BCP 7.5k & AMEX Hilton Surpass 5.5k & AMEX Zync NPSL, Walmart 3.3k, CapOne AU 1.5k
Sockdrawer: Paypal Extras MC 3.2k, CapOne 2k, CapOne 750, Amazon 3.9k, Sams Club store 4.8k, and a nice stack of store cards.
Last APP 5/16/2013
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Bones
Posts: 66
Registered: ‎04-08-2012

Re: Auto CLI from Barclay's B&N MC

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‎08-07-2012 07:24 PM

I forgot to ask if you noticed a SP or HP on your CR for the CLI? 

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Established Contributor
logan_720
Posts: 606
Registered: ‎02-02-2012

Re: Auto CLI from Barclay's B&N MC

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‎08-07-2012 08:45 PM

Auto CLI's are always a soft pull. Generally of they are customer initiated, they become hard pulls.
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Super Contributor
MidnightVoice
Posts: 8,091
Registered: ‎03-25-2007

Re: Auto CLI from Barclay's B&N MC

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‎08-08-2012 06:19 AM

The B&N card is the only one that gives us regular CLIs as well.  We have had it about 4 years and it has gone from $15K to $24K.  During that time is had been used for a couple of very big purchases, but other than that is it used very little, just to get a reduced price on books!

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
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Established Contributor
crunching_numbers
Posts: 1,026
Registered: ‎02-15-2012

Re: Auto CLI from Barclay's B&N MC

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‎08-08-2012 06:24 AM - edited ‎08-08-2012 06:25 AM

MidnightVoice wrote:

The B&N card is the only one that gives us regular CLIs as well.  We have had it about 4 years and it has gone from $15K to $24K.  During that time is had been used for a couple of very big purchases, but other than that is it used very little, just to get a reduced price on books!

I used it to run my annual homeowners insurance through, and did a $5000 0% BT. I am in the process of paying that down before the promo is over. 

 

Oh, and of course at B&N for the discount.

 

 

Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 771 TU98 , 824 TU08 FICO, 776 EQ FICO , 735 EX(9/12) FICO
Goal Score: 750+, but shooting for the 800's
my wallet: Hyatt Visa Sig ($23K), B&N World MC ($17.3K), Amex RP Gold (NPSL w/ S&T), Hilton Surpass (10K), Freedom Visa Sig ($8.6K), Discover It ($8K), Amex BCP ($9K), FNBO Visa (13.1K), Citi Dia Pref MC ($3.7K),Sam's D ($8.5K), Walmart D ($7.5K), JCP($5.3K), Dicks MC ($2K)
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