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Valued Contributor
crunching_numbers
Posts: 1,093
Registered: ‎02-15-2012
0

Auto CLI from Barclay's B&N MC

Opened the mail from today to find a letter from Barclay's. Barclay's seems to be the only CC who is giving me auto CLI's. Went from $14,300 to $17,300.  I am quite pleased. :smileyhappy:


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 783 TU98 , 813 TU08 FICO, 744 EQ FICO , 735 EX(9/12), 794 EX08 FICO, 809 EX08 bankcard FICO
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (20.7K), BofA Travel Rewards ($17.5), B&N World MC ($17.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (15K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig ($8.6K), Disc It ($8K), Citi Dia Pref MC ($3.7K),Sam's D ($8.5K), Wally D ($7.5K), JCP($5.3K)
New Contributor
Bones
Posts: 74
Registered: ‎04-08-2012
0

Re: Auto CLI from Barclay's B&N MC

Congrats, nice limit!  Would you mind telling us how long you have had your card before the CLI?  I have one that is approaching two months old (5k).  I hear Barclay's is generous with limits. I hope that holds true when the time comes for me to be considered.  I guess 6 months, maybe.

Valued Contributor
crunching_numbers
Posts: 1,093
Registered: ‎02-15-2012
0

Re: Auto CLI from Barclay's B&N MC

The CLI's have been 6 months apart lately. I have had the card since 5/2008.  I do not remember how long it was before the first one. 


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 783 TU98 , 813 TU08 FICO, 744 EQ FICO , 735 EX(9/12), 794 EX08 FICO, 809 EX08 bankcard FICO
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (20.7K), BofA Travel Rewards ($17.5), B&N World MC ($17.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (15K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig ($8.6K), Disc It ($8K), Citi Dia Pref MC ($3.7K),Sam's D ($8.5K), Wally D ($7.5K), JCP($5.3K)
Valued Contributor
MsLadyRover
Posts: 2,829
Registered: ‎03-14-2012
0

Re: Auto CLI from Barclay's B&N MC

That's the type of mail I like to open! Congratulations!!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Valued Contributor
jamesdwi
Posts: 1,970
Registered: ‎09-16-2011
0

Re: Auto CLI from Barclay's B&N MC

wow 17k is a hell of a lot of books... 


Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Sally Mae5k Sams Club MC 10k, Paypal Extras MC 6k, CapOne QS 2.5k, QS 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 12/15/2014
New Contributor
Bones
Posts: 74
Registered: ‎04-08-2012
0

Re: Auto CLI from Barclay's B&N MC

I forgot to ask if you noticed a SP or HP on your CR for the CLI? 

Established Contributor
logan_720
Posts: 608
Registered: ‎02-02-2012
0

Re: Auto CLI from Barclay's B&N MC

Auto CLI's are always a soft pull. Generally of they are customer initiated, they become hard pulls.
Super Contributor
MidnightVoice
Posts: 8,161
Registered: ‎03-25-2007
0

Re: Auto CLI from Barclay's B&N MC

The B&N card is the only one that gives us regular CLIs as well.  We have had it about 4 years and it has gone from $15K to $24K.  During that time is had been used for a couple of very big purchases, but other than that is it used very little, just to get a reduced price on books!

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Valued Contributor
crunching_numbers
Posts: 1,093
Registered: ‎02-15-2012
0

Re: Auto CLI from Barclay's B&N MC

[ Edited ]

MidnightVoice wrote:

The B&N card is the only one that gives us regular CLIs as well.  We have had it about 4 years and it has gone from $15K to $24K.  During that time is had been used for a couple of very big purchases, but other than that is it used very little, just to get a reduced price on books!


I used it to run my annual homeowners insurance through, and did a $5000 0% BT. I am in the process of paying that down before the promo is over. 

 

Oh, and of course at B&N for the discount.

 

 


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 783 TU98 , 813 TU08 FICO, 744 EQ FICO , 735 EX(9/12), 794 EX08 FICO, 809 EX08 bankcard FICO
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (20.7K), BofA Travel Rewards ($17.5), B&N World MC ($17.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (15K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig ($8.6K), Disc It ($8K), Citi Dia Pref MC ($3.7K),Sam's D ($8.5K), Wally D ($7.5K), JCP($5.3K)

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