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Auto CLI from Barclay's B&N MC

Valued Contributor

Auto CLI from Barclay's B&N MC

Opened the mail from today to find a letter from Barclay's. Barclay's seems to be the only CC who is giving me auto CLI's. Went from $14,300 to $17,300.  I am quite pleased. Smiley Happy


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 1 of 9
8 REPLIES
New Contributor

Re: Auto CLI from Barclay's B&N MC

Congrats, nice limit!  Would you mind telling us how long you have had your card before the CLI?  I have one that is approaching two months old (5k).  I hear Barclay's is generous with limits. I hope that holds true when the time comes for me to be considered.  I guess 6 months, maybe.

Message 2 of 9
Valued Contributor

Re: Auto CLI from Barclay's B&N MC

The CLI's have been 6 months apart lately. I have had the card since 5/2008.  I do not remember how long it was before the first one. 


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 3 of 9
Valued Contributor

Re: Auto CLI from Barclay's B&N MC

That's the type of mail I like to open! Congratulations!!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 4 of 9
Valued Contributor

Re: Auto CLI from Barclay's B&N MC

wow 17k is a hell of a lot of books... 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Message 5 of 9
New Contributor

Re: Auto CLI from Barclay's B&N MC

I forgot to ask if you noticed a SP or HP on your CR for the CLI? 

Message 6 of 9
Established Contributor

Re: Auto CLI from Barclay's B&N MC

Auto CLI's are always a soft pull. Generally of they are customer initiated, they become hard pulls.
Message 7 of 9
Super Contributor

Re: Auto CLI from Barclay's B&N MC

The B&N card is the only one that gives us regular CLIs as well.  We have had it about 4 years and it has gone from $15K to $24K.  During that time is had been used for a couple of very big purchases, but other than that is it used very little, just to get a reduced price on books!

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 8 of 9
Valued Contributor

Re: Auto CLI from Barclay's B&N MC


MidnightVoice wrote:

The B&N card is the only one that gives us regular CLIs as well.  We have had it about 4 years and it has gone from $15K to $24K.  During that time is had been used for a couple of very big purchases, but other than that is it used very little, just to get a reduced price on books!


I used it to run my annual homeowners insurance through, and did a $5000 0% BT. I am in the process of paying that down before the promo is over. 

 

Oh, and of course at B&N for the discount.

 

 


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 9 of 9