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Does an auto-CLI depend on just your account history with the bank, or does it depend on everything on your CR? I'm expecting an auto-CLI with my 6th statement and am wondering if I should optimize my utility.
That's interesting, since I assume auto-CLIs are generated through an automatic algorithm. It would be interesting to know how the algorithm weights the items on one's CR, in addition to one's account history with the bank.
Does anyone know if, for an auto-CLI, they auto-SP you at the time of (or around then) and consider that CR alone, or do they look at their history of SPs for your account?