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Regular Contributor
Mickey11
Posts: 240
Registered: ‎12-09-2011
0

Auto upgrade Walmart Card to Discover

So randomly I got a letter saying that Walmart was upgrading my card/account from their store card to the Discover card. That was about three months ago and now the card is here. But we are going through escrow....if I call to activate the card is it an inquiry? Thanks.


Starting Score: TU 660 EQ 623 EX 644
Current Score: TU 670 EQ 683 EX ???
Goal Score: 700 on all 3

Freedom: $3k, CSP: $5k, Chase Disney Premier: $5k, AmEx Zync: NPSL, Cap1 NH: $750, Cap1 Plat: $750, USC CU: $500
Moderator
09Lexie
Posts: 25,329
Registered: ‎09-13-2012
0

Re: Auto upgrade Walmart Card to Discover

Yes, it will report as a new TL. When does your escrow close?
Regular Contributor
Mickey11
Posts: 240
Registered: ‎12-09-2011
0

Re: Auto upgrade Walmart Card to Discover

November, wow I'm so happy I didn't activate that card! Can I call them and tell them I'm interested but I can't do anything until after we close?


Starting Score: TU 660 EQ 623 EX 644
Current Score: TU 670 EQ 683 EX ???
Goal Score: 700 on all 3

Freedom: $3k, CSP: $5k, Chase Disney Premier: $5k, AmEx Zync: NPSL, Cap1 NH: $750, Cap1 Plat: $750, USC CU: $500
Moderator
09Lexie
Posts: 25,329
Registered: ‎09-13-2012
0

Re: Auto upgrade Walmart Card to Discover

I can't remember but I thought their was an expiration date for activation. You might want to check but November just might be too long. In the end, the house is obviously your priority.
Valued Contributor
BearsAndTurtlesRtheBest
Posts: 3,463
Registered: ‎10-02-2012
0

Re: Auto upgrade Walmart Card to Discover

Congrats! Conact GE about it

Senior Contributor
SunriseEarth
Posts: 3,677
Registered: ‎08-12-2013
0

Re: Auto upgrade Walmart Card to Discover


09Lexie wrote:
I can't remember but I thought their was an expiration date for activation. You might want to check but November just might be too long. In the end, the house is obviously your priority.

+1 to that


Start: 619 (Wally, 9/2013) | Current: 669 (Wally, 9/2/14), 703 (EQ myFICO 8/13/14)
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Valued Contributor
djc1puno
Posts: 1,715
Registered: ‎03-07-2013
0

Re: Auto upgrade Walmart Card to Discover

+2 lexie :smileyhappy:


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Mega Contributor
coldnmn
Posts: 12,784
Registered: ‎08-08-2011
0

Re: Auto upgrade Walmart Card to Discover

Just checked my paper work. It said to activate by Dec 14. I had the upgrade offer in the mail also. I always keep my paper work in a file.

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8000
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /

Mega Contributor
coldnmn
Posts: 12,784
Registered: ‎08-08-2011
0

Re: Auto upgrade Walmart Card to Discover

I recieved mine about August 13 so they must give 4 months to activate. YMMV

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8000
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /

Moderator
09Lexie
Posts: 25,329
Registered: ‎09-13-2012
0

Re: Auto upgrade Walmart Card to Discover

@coldnmn

Thanks for checking. I'm not at home now so I didn't want to guesstimate.

OP, you should definitely check your paperwork. Sounds like you might be able to close escrow and still be able to keep the upgrade.

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