To get the satisfaction of having a CC limit in line with your others might cost a hard. It is something that an underwriter usually has to look at. When CCC's do a soft pull to determine if you are eligible for a CLI, they usually just get a brief snapshot. It tells them if anything negative has happened lately. If nothing negative has happened, you get a CLI. They can't get the detailed info they need without a hard pull. Of course, I have heard of people having success with BOA/FIA just by telling them that they are not in line with their other creditors. It all depends on who you get. Just remember to ask if they are going to pull a hard...and by all means, the saying around here (forgot whose quote it is):
If at first you don't succeed, hang up and try again.
Scores: TU (FICO8): 781, EQ (FICO8): 798, EX (FICO8): 788
In my wallet: Chase Sapphire Preferred: 16,000 | Chase Slate Edge: 8,100 | Bilt World Elite Mastercard: 16,000 | Fidelity Rewards Visa Signature: 8,500 | PenFed Visa Gold: 12,500 | Penfed Pathfinder: 15,000 | Apple Card: 6,500 | Lowe's: 35,000 | Northern Skies FCU Platinum: 15,000 | Kohls: 3,000
Mortgage 11/20
