Reply
Member
dfsempai
Posts: 12
Registered: ‎08-15-2009
0

Automatic Card Conversion?

I first got my Citi Plat Select (student version) Jan '09. I've recently asked 4 different CSR's if I had the regular version or the student version of the card...they all said I do NOT have the student version. I first wondered because I noticed awhile back that the Extra Cash benefit was added to my account (without my asking), and they recently added the Thank You Reward system to my account as well. Neither of these came with the student version of the Plat Select. I got a 800 cli month 5 of having the card. Initial limit was 1000.

 

Has anyone experienced automatic/unknown product conversions/upgrades? Is it common with student cards?

FYI I just product changed this card to the DP Amex.

 

Thanks in advance for any feedback

Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Automatic Card Conversion?


dfsempai wrote:

I first got my Citi Plat Select (student version) Jan '09. I've recently asked 4 different CSR's if I had the regular version or the student version of the card...they all said I do NOT have the student version. I first wondered because I noticed awhile back that the Extra Cash benefit was added to my account (without my asking), and they recently added the Thank You Reward system to my account as well. Neither of these came with the student version of the Plat Select. I got a 800 cli month 5 of having the card. Initial limit was 1000.

 

Has anyone experienced automatic/unknown product conversions/upgrades? Is it common with student cards?

FYI I just product changed this card to the DP Amex.

 

Thanks in advance for any feedback


 

Be aware that 500K Thank You rewards cards were recently targeted by Citi for addition of an AF with outs. If you do not have use for this program I would PC away from it ASAP.
Member
dfsempai
Posts: 12
Registered: ‎08-15-2009
0

Re: Automatic Card Conversion?

Thanks for the heads up.

 

 

Anyone else?

Frequent Contributor
Peach8321
Posts: 274
Registered: ‎12-31-2008
0

Re: Automatic Card Conversion?

I've never had a student card, but I had a USAA MC and it "upgraded" to a World card recently without my doing anything.

 

Are you still a student?  Some applications for student cards ask for dates and they might switch you if you graduated in May...

Current Scores: EQ: 740 (2/7/13)


Starting Score: 799
Current Score: 762
Goal Score: 800

Take the FICO Fitness Challenge
Member
dfsempai
Posts: 12
Registered: ‎08-15-2009
0

Re: Automatic Card Conversion?

That's interesting. How long did you have it before they converted it? I'm still a student.

Valued Member
Cryostasis
Posts: 50
Registered: ‎08-08-2009
0

Re: Automatic Card Conversion?

Just yesterday I got a letter that my amazon.com Chase card is being upgraded to a new one with better rewards options.
_________________________________________
EQ FICO: 742 - 01.01.2010
EX FICO: 742 - 10.18.2009
TU FICO: 750 - 01.01.2010
Frequent Contributor
Peach8321
Posts: 274
Registered: ‎12-31-2008
0

Re: Automatic Card Conversion?

I've had it about 2 years (in Oct) and it updated shortly after the 1 year anniversary, although they had options for me to do it earlier, I didn't bother so they did it for me.

 

Althought USAA can be a bit odd in the CC industry...

Current Scores: EQ: 740 (2/7/13)


Starting Score: 799
Current Score: 762
Goal Score: 800

Take the FICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+