cancel
Showing results for 
Search instead for 
Did you mean: 

Available Credit / Income Survey

tag
nolongeraneqaddict
Valued Member

Re: Available Credit / Income Survey

Populated Scatter Graph up till this point.


myFICO



START (01/13):TU: 701 | EQ: 692 | EX: 706
CURRENT: TU: 739 (FICO 5/13) | EQ: 711 (FICO 2/13) | EX: 725 (PLUS 5/13) in the garden since 3/9/2013
GOALS: 750 by 01/14
Chase Sapphire Preferred | Chase Marriott Rewards Premier | Chase Freedom | Chase Slate | AMEX Blue Cash Everday | Citi Dividend |
Citi Simplicity | USAA Rewards | Walmart Discover |
Message 51 of 75
pakman92
Established Contributor

Re: Available Credit / Income Survey


@madmann26 wrote:

@webhopper wrote:

@jsickz32 wrote:
Webby i want your income!! Lol

Trust me when I say that you do not... Smiley Sad


webhopper is on to something here,

 

With spouse income, that puts them over 140k/yr and into a new tax bracket.

 

My info:

 

Annual income last year - 90k


CL's - 6250

 

Scores - in sig (mid 600's - been rebuilding since late August 2012)


That can't be the reason...  I'd love to be in a higher bracket.  Altough i think it is the new 400K bracket at this point.  Too high to shoot for.

Income taxes are graduated.


My Starting Score: EQ: 691 (11/30/11) TU98: 726 (11/30/11)
My Current Score: EQ: 779 (04/22/13) TU08: 835 (06/03/13)
DW Starting Score: EQ: 742 (03/02/12) TU98: 748 (03/02/12)
DW Current Score: EQ: 784 (03/11/13) TU08: 775 (06/03/13)
Message 52 of 75
jm00ser
Regular Contributor

Re: Available Credit / Income Survey

Thanks for the graph! Very interesting info. Should be even cooler as more people give their stats!

In full gardening/ debt annihilation mode! (4/15/13)
Notre Dame FCU Visa 0/2k (8/04); CapOne Best Buy 800/1.5k (7\06)
Citi Thank You World MC 4800/9.7k (1/11); Amex Zync NPSL (9/11)
Chase Freedom Visa 1600/3.8k (9/11); Chase Southwest RR Premier Visa Signature 4300/10.7k (6/12); Discover It 0/3k (7/12)
EQ: 751 (4/1/13) EX: 742 (4/8/13) TU: 732 (4/8/13)
Message 53 of 75
darkfrosty
Established Contributor

Re: Available Credit / Income Survey

im jealous of all your credit lines .. i only have 37.5k which sucks .. i dunno why i dont have big credit lines .. my scores are good

CSR | Ink Business Preferred | Amex Platinum | NFCU Cash Rewards
Message 54 of 75
Adalen
Frequent Contributor

Re: Available Credit / Income Survey

Sheesh, and here I thought the banks wouldn't like me having more available credit than income.

 

I'm at $10.5K to $50K.  I think I'll be good if I hit $20K this year because I only spend about $1500/m.


Message 55 of 75
sccredit
Valued Contributor

Re: Available Credit / Income Survey

Credit Lines $96,800

Income is roughly $135k, amount on apps is $110k (part of income is bonus which is a variable)

Message 56 of 75
dodfire
Valued Contributor

Re: Available Credit / Income Survey

Scores: Mid - High 600's

Income: $140k

Credit: $44k

*8/10/13
Message 57 of 75
jks3011
Established Member

Re: Available Credit / Income Survey

75k/90k

NFCU Sig Visa 22k / USAA World MC 15k / USAA Platinum Visa 10k / BFCU 10K / Chase Sapphire 7k / Chase Freedom 7.5k / Discover 1900 / Banana Republic 2500
Message 58 of 75
ds3
Regular Contributor

Re: Available Credit / Income Survey

Available = $5500, Income = $95k.

Been rebuilding, had 0 available 6 months ago. Already have a house and cool cars, so don't really care about what I have available.

Message 59 of 75
blondy250
Established Contributor

Re: Available Credit / Income Survey

Credit: 89000. Income 138,000
Fico 8 12/9/17
Equifax 850, TransUnion 842 10/30/17 , Experian 842 12/11/17 . AAOA 12 years Oldest 20
No inquires since 2014
All credit reports frozen
Fico 8 Equifax Bankcard 866 12/27/16
Message 60 of 75
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.