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Avoiding AA

Valued Contributor

Re: Avoiding AA

From 06/12 to yesterday ive opened 19 new accounts and have gone from 8k cl to almost 70kcl i think. Ive closed a total of 4 cards since then. So 15 new accounts still open. No AA or anything. My utl hasnt been higher than 3%. Right now my total debt is 256.00. As long as you keep your utl low and you dont miss a payment or go crazy the with new credit you will be fine.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 11 of 16
Valued Contributor

Re: Avoiding AA

Oh and im 21 Smiley Tongue
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 12 of 16
Established Contributor

Re: Avoiding AA

thanks for the thoughts and examples, guys !

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Message 13 of 16
Established Member

Re: Avoiding AA

Sorry about the stupid question for some of you but what does AA means?  I google it but American Airlines is for sure not.


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Current Score: 606
Goal Score: 650


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Message 14 of 16
Established Contributor

Re: Avoiding AA


Kutuziv wrote:

Sorry about the stupid question for some of you but what does AA means?  I google it but American Airlines is for sure not.


adverse action

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Message 15 of 16
Senior Contributor

Re: Avoiding AA


Kutuziv wrote:

Sorry about the stupid question for some of you but what does AA means?  I google it but American Airlines is for sure not.


If you're playing Texas Hold 'em, it means you've got the best possible starting hand!  Smiley Tongue



Zero percent financing is where the devil lives...

10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
Message 16 of 16