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Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Avoiding AA

From 06/12 to yesterday ive opened 19 new accounts and have gone from 8k cl to almost 70kcl i think. Ive closed a total of 4 cards since then. So 15 new accounts still open. No AA or anything. My utl hasnt been higher than 3%. Right now my total debt is 256.00. As long as you keep your utl low and you dont miss a payment or go crazy the with new credit you will be fine.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Avoiding AA

Oh and im 21 :smileytongue:
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Established Contributor
Posts: 761
Registered: ‎10-16-2007
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Re: Avoiding AA

thanks for the thoughts and examples, guys !

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


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Established Member
Posts: 27
Registered: ‎02-08-2013
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Re: Avoiding AA

Sorry about the stupid question for some of you but what does AA means?  I google it but American Airlines is for sure not.


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Current Score: 606
Goal Score: 650


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Established Contributor
Posts: 761
Registered: ‎10-16-2007
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Re: Avoiding AA


Kutuziv wrote:

Sorry about the stupid question for some of you but what does AA means?  I google it but American Airlines is for sure not.


adverse action

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Valued Contributor
Posts: 2,691
Registered: ‎09-26-2011
0

Re: Avoiding AA


Kutuziv wrote:

Sorry about the stupid question for some of you but what does AA means?  I google it but American Airlines is for sure not.


If you're playing Texas Hold 'em, it means you've got the best possible starting hand!  :smileytongue:

Current Scores: EX: 615, TU08: 639, EQ: 607. 04/01/2015.

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