09-25-2013 04:40 AM
Does this also apply to the Green charge card? (spend and PIF) I personally don't frequent bars or go to casinos, but do go to Walmart and Marshall's/Costco and Sam's, buy groceries and gas, spend in restaurants and on travel (most of airline and hotel are paid for by other).
Thanks for your comments and help.
09-25-2013 10:53 AM
09-25-2013 11:03 AM
I have an Amex Green as well. As Lexie explained, Amex will monitor your spending habits for patterns and then adjust to your use of the card, they also take into account your income and other factors (as they like to say themselves lol). You shouldn't worry initially. Let them know if, say, in 6 months you suddenly need to spend money on an unusually big purchase, that's what I usually do but otherwise you should be fine.
09-25-2013 11:05 AM
I was a little cautious at first about how and where I spend with my Green. But after a while I realized that I have a pretty plain vanilla spending pattern, so I just settled down and used the card as I would normally use any of my cards. Everything's been fine and I've seen no AA.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO