Credit Card Center Advertiser Disclosure†
09-25-2013 04:40 AM
Does this also apply to the Green charge card? (spend and PIF) I personally don't frequent bars or go to casinos, but do go to Walmart and Marshall's/Costco and Sam's, buy groceries and gas, spend in restaurants and on travel (most of airline and hotel are paid for by other).
Thanks for your comments and help.
09-25-2013 10:53 AM
09-25-2013 11:03 AM
I have an Amex Green as well. As Lexie explained, Amex will monitor your spending habits for patterns and then adjust to your use of the card, they also take into account your income and other factors (as they like to say themselves lol). You shouldn't worry initially. Let them know if, say, in 6 months you suddenly need to spend money on an unusually big purchase, that's what I usually do but otherwise you should be fine.
09-25-2013 11:05 AM
I was a little cautious at first about how and where I spend with my Green. But after a while I realized that I have a pretty plain vanilla spending pattern, so I just settled down and used the card as I would normally use any of my cards. Everything's been fine and I've seen no AA.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.