I gave up even pretending to be in the garden anymore, LOL. I decided that it's more important to try to get 0% balance transfers, so I can pay off my credit card debt once and for all, so I apped for a Barclaycard Rewards Mastercard. I've never had any relationship with Barclay before, and I requested a $4k balance transfer right with the application. I was denied online, and called for recon.
The analyst was very nice, but definitely grilled me about my usage, income, inquiries, etc. I explained to her that I just recently decided to re-evaluate my financial relationships, and that I have a few cards I want to get rid of, but that first I'm trying to obtain credit on accounts that have good rewards, and who I want to have a relationship with in the long term. I also said that I wanted good balance transfer offers, so that I can pay everything down faster. She asked me a few "trick" questions, probably just to see if I was going to be honest. Of course, I was.
After I answered all of her questions, she said that she was approving me for $5,000, so that they could handle my full $4k balance transfer request! I'm thrilled. This will mean that the vast majority of my balances are going to be on 0% offers for at least the next year, so I can finally make some headway in paying them off! Plus, I get 2% rewards on groceries and gas! That's about the best I'm going to do for groceries until I can get an Amex BCP.
Of course, given Barclay's reputation, not I really AM going to have to be in the garden. But that's okay. I shouldn't have any need to app for anything else for a while, now that I got this card. I'm definitely very happy with Barclay right now. 
Oh, and they pulled TU, in case anyone is wondering.
Way to go
very nice..Congrats..
Congrats! I got the Barclay's Rewards MC earlier this year and Apple last Nov. So far Barclay's has been very good to me, knock wood.
Congratulations!
Starting Score: 639 (Walmart TU)
