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Valued Member
mpswirl
Posts: 47
Registered: ‎10-18-2012

B of A Americard CLI

Went from $600 to $2500.......tried for $5k but they countered for $2500. Better to shoot high then too low :smileyhappy:

ex 669 tu 689 eq 658
these scores are a few months old
goal 700 club
Moderator
tinuviel
Posts: 3,878
Registered: ‎11-02-2010

Re: B of A Americard CLI

Congrats -- nice increase! :smileyhappy:



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores

Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
Regular Contributor
Tryon2improve
Posts: 200
Registered: ‎12-04-2011

Re: B of A Americard CLI

Congrats!



Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: B of A Americard CLI

Nice increase, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
Contributor
lylesvegas
Posts: 80
Registered: ‎11-21-2012

Re: B of A Americard CLI

Something is better than nothing right ! Congrats!!
Started Gardening Thanksgiving Day 2012 !!

Wells Fargo Cash Rewards / Discover More/ Barclaycard Rewards / Cap One Platinum / Cap One Cash card/ PayPal Smart Connect
Moderator
tinuviel
Posts: 3,878
Registered: ‎11-02-2010

Re: B of A Americard CLI

Out of curiosity, how long have you had the card before asking for an increase?



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores

Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
Frequent Contributor
sphinx313
Posts: 550
Registered: ‎02-12-2011

Re: B of A Americard CLI

Indeed, I have the same question.



Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700


Take the FICO Fitness Challenge
Frequent Contributor
wallyworld123
Posts: 428
Registered: ‎01-04-2012

Re: B of A Americard CLI

Congrats to you!

Frequent Contributor
kimmiller112
Posts: 257
Registered: ‎04-09-2012

Re: B of A Americard CLI

If you don't mind, can you tell me  a little more about your credit profile, like if you have any baddies and how many inquiries you have, and how long your account has been open with them?   


5/13/13: TU 695, EX 675, USAA FAKO 723 for all 3 - Goal: 760 - Last App 3/14/13
Barclays USAir $4900 - USAA $4000 - PayPal Extras MC (GE) $3000 - B of A 123 $1500 - Discover More $1000 - Chase Freedom $1000 - Kay Jewelers $7600 - Ashley Homestore (GE) $4000 - Tempurpedic (WF) $3600 - Walmart (GE) $3300 - Belk (GE) $2500 - Macys $2000 - Amazon (GE) $1500 - Victoria Secret (Comenity) $450 - Banana Republic (GE) $850 - TJMaxx (GE) $600 - Capital One $5000 (business) - Staples (Citi) $2000 (business)
Established Contributor
tennisfan78
Posts: 580
Registered: ‎09-18-2011

Re: B of A Americard CLI

Congrats!!!

 

My Cashrewards card also increased from $500 to $3000 earlier this month!!! I had the card for about an year!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

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