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B of A Approved!!!

Frequent Contributor

B of A Approved!!!

Well, I posted several weeks ago about getting two pre-selected offers from BofA.  One was a regular Visa, and the other pre-select was for a secured card.  Well, I contemplated for about 2-3 weeks, and pulled the trigger on the regular Visa.

 

I applied online and was aproved for $1800.  I was shocked because I know they pulled Experian, and that is not my best report.  Although I have paid off quite a few CC's.  I was tempted to try Amex Smiley Very Happy.  But i'm not sure if my Experian report is quite ready for that yet.  

 

But I was glad to get the BofA card, basically to have another major bank card.  

Starting Score: Mid 500's
EQ-701 TU-693 EXP-698
Goal Score:750+

NavChek $15,000/NFCU nRewards Visa $12,000/American Express Rewards Gold NPSL/USAA Rewards World Mastercard $7000/USAA Visa Platinum $7000/Barclay $3900/Credit Union Visa $5000/Jareds $7600/BofA Visa $4000/USAA MC $1500/Walmart $1200//Amazon $1000/Discover Card $750/Cap1 $2250.







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Message 1 of 12
11 REPLIES
New Contributor

Re: B of A Approved!!!

Congrats!!!!!

BK Filed 7/1/12 --- EX: 494 EQ: 505 TU: 505
10/12 EX: 599 EQ: 599 TU: 599

BK Discharge 10/23/12
Cap1 $3000 (AU) / NFCU Visa $500

GOAL #1: 660
Message 2 of 12
Super Contributor

Re: B of A Approved!!!

Congrats !!

 

 




Message 3 of 12
Valued Contributor

Re: B of A Approved!!!


eparker wrote:

Well, I posted several weeks ago about getting two pre-selected offers from BofA.  One was a regular Visa, and the other pre-select was for a secured card.  Well, I contemplated for about 2-3 weeks, and pulled the trigger on the regular Visa.

 

I applied online and was aproved for $1800.  I was shocked because I know they pulled Experian, and that is not my best report.  Although I have paid off quite a few CC's.  I was tempted to try Amex Smiley Very Happy.  But i'm not sure if my Experian report is quite ready for that yet.  

 

But I was glad to get the BofA card, basically to have another major bank card.  


Congrat! As for the Amex, I would get it before 2013 for the backdating. Smiley Surprised, I would go with the green, unless you do a lot of travel, go with the gold rewards.

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 4 of 12
Frequent Contributor

Re: B of A Approved!!!

Congrats!! You should give Amex a shot, I've read where people on here who have been approved for Amex cards with all types of scores...I've come to notice when app'ing with Amex, it depends on what mood they're in that day..LOL..and if denied you can always do a recon, I say if it's a card you really want, go for it... I will say I suggest app'ing for one of their charge cards first..good luck and Congrats again!!


AMEX Platinum NPSL | AMEX Zync NPSL | AMEX Delta Platinum $4000 | Travelocity Amex $4000 | CapOne No Hassle Rewards $2500 | BBRZ MC $800 | Local CU Visa $1000 | Kay $2000 | Citi Hilton HHonors Reserve $5000 | Chase Marriott Rewards $5000 | BankAmericard Travel Rewards Visa $7000 | Discover IT $1000
In the garden until 10/2014
Message 5 of 12
Valued Contributor

Re: B of A Approved!!!

NICE starting limit! CONGRATS!

As of 2017, rebuilding...
Message 6 of 12
Frequent Contributor

Re: B of A Approved!!!


eparker wrote:

Well, I posted several weeks ago about getting two pre-selected offers from BofA.  One was a regular Visa, and the other pre-select was for a secured card.  Well, I contemplated for about 2-3 weeks, and pulled the trigger on the regular Visa.

 

I applied online and was aproved for $1800.  I was shocked because I know they pulled Experian, and that is not my best report.  Although I have paid off quite a few CC's.  I was tempted to try Amex Smiley Very Happy.  But i'm not sure if my Experian report is quite ready for that yet.  

 

But I was glad to get the BofA card, basically to have another major bank card.  


Congrats on your approval

Message 7 of 12
Established Contributor

Re: B of A Approved!!!

congrats nice starting limit.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 8 of 12
Established Contributor

Re: B of A Approved!!!

Congrats

Message 9 of 12
Valued Contributor

Re: B of A Approved!!!

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 10 of 12