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Regular Contributor
eparker
Posts: 246
Registered: ‎03-10-2009

B of A Approved!!!

Well, I posted several weeks ago about getting two pre-selected offers from BofA.  One was a regular Visa, and the other pre-select was for a secured card.  Well, I contemplated for about 2-3 weeks, and pulled the trigger on the regular Visa.

 

I applied online and was aproved for $1800.  I was shocked because I know they pulled Experian, and that is not my best report.  Although I have paid off quite a few CC's.  I was tempted to try Amex :smileyvery-happy:.  But i'm not sure if my Experian report is quite ready for that yet.  

 

But I was glad to get the BofA card, basically to have another major bank card.  

Starting Score: Mid 500's
EQ-689 TU-673 EXP-684 (USAA Score)
Goal Score:750+

American Express NPSL/Barclay $3900/Credit Union Visa $5000/Jareds $3200/BofA Visa $1800/USAA MC $1500/Discover $750/Amazon $800/Cap1 $750







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New Contributor
4us-
Posts: 90
Registered: ‎08-06-2012

Re: B of A Approved!!!

Congrats!!!!!

BK Filed 7/1/12 --- EX: 494 EQ: 505 TU: 505
10/12 EX: 599 EQ: 599 TU: 599

BK Discharge 10/23/12
Cap1 $3000 (AU) / NFCU Visa $500

GOAL #1: 660
Super Contributor
CS800
Posts: 6,117
Registered: ‎04-07-2008

Re: B of A Approved!!!

Congrats !!

 

 





Established Contributor
armbenderc
Posts: 796
Registered: ‎09-11-2012

Re: B of A Approved!!!


eparker wrote:

Well, I posted several weeks ago about getting two pre-selected offers from BofA.  One was a regular Visa, and the other pre-select was for a secured card.  Well, I contemplated for about 2-3 weeks, and pulled the trigger on the regular Visa.

 

I applied online and was aproved for $1800.  I was shocked because I know they pulled Experian, and that is not my best report.  Although I have paid off quite a few CC's.  I was tempted to try Amex :smileyvery-happy:.  But i'm not sure if my Experian report is quite ready for that yet.  

 

But I was glad to get the BofA card, basically to have another major bank card.  


Congrat! As for the Amex, I would get it before 2013 for the backdating. :smileysurprised:, I would go with the green, unless you do a lot of travel, go with the gold rewards.

 

Current Score: Amex Plus (02/13): 728 EX, 728 EQ, Discover LP (03/13): 731 TU, Walmart TU08 (04/13) 734
2013 App'd: 03/01/13 - Discover IT (Approved), 03/04/13 - Amex BCE (Approved), 05/04/13 - CSP (Approved)
Frequent Contributor
Gibran
Posts: 297
Registered: ‎09-26-2009

Re: B of A Approved!!!

Congrats!! You should give Amex a shot, I've read where people on here who have been approved for Amex cards with all types of scores...I've come to notice when app'ing with Amex, it depends on what mood they're in that day..LOL..and if denied you can always do a recon, I say if it's a card you really want, go for it... I will say I suggest app'ing for one of their charge cards first..good luck and Congrats again!!

AMEX Platinum NPSL | AMEX Zync NPSL | AMEX Delta Platinum $2000 | Travelocity Amex $4000 | CapOne No Hassle Rewards $1500 | CapOne Plat. $500 | BBRZ MC $800 | Local CU Visa $1000 | Kay $2000
Established Contributor
maiden_girl
Posts: 1,158
Registered: ‎12-29-2011

Re: B of A Approved!!!

NICE starting limit! CONGRATS!

The truth is out there...

FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Frequent Contributor
wallyworld123
Posts: 431
Registered: ‎01-04-2012

Re: B of A Approved!!!


eparker wrote:

Well, I posted several weeks ago about getting two pre-selected offers from BofA.  One was a regular Visa, and the other pre-select was for a secured card.  Well, I contemplated for about 2-3 weeks, and pulled the trigger on the regular Visa.

 

I applied online and was aproved for $1800.  I was shocked because I know they pulled Experian, and that is not my best report.  Although I have paid off quite a few CC's.  I was tempted to try Amex :smileyvery-happy:.  But i'm not sure if my Experian report is quite ready for that yet.  

 

But I was glad to get the BofA card, basically to have another major bank card.  


Congrats on your approval

Established Contributor
migliogiorni
Posts: 589
Registered: ‎06-27-2012

Re: B of A Approved!!!

congrats nice starting limit.

 

Dallas Cowboys Fan :smileyvery-happy:
CSP: 5k
Wally: 5k
BofA: 4.9k
Chase: 4k
Citi: 3.5k
JCP: 2.4k
DFS: 2k
Discover: 1.25 k
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: B of A Approved!!!

Congrats

Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: B of A Approved!!!

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12

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