@AllenR24 wrote:Hi there! So question regarding the BankAmericard Better Balance Rewards card.
If I pay off my credit card each month, would I still be awarded the cash back? And what is the the minimum payment?
Also do any of you bank with B of A? I am thinking about doing echecking and savings but I want to be able to deposit cash easily, can I do this at an ATM?
If you pay your balance in full each month by the due date then yes you will still get the cashback. But your statement HAS to cut with a balance, if this does not happen, you will not get the cashback.
The minimum payment is probably $25, but it does depend on what your balance is. For instance, if you owe $3, then your min payment will be $3.
I do have the echecking account with BoA, and yes you can deposit cash and checks through the ATM. This is actually a requirement, if you go into the bank and do a teller transaction that can be done online or at an ATM you will be charged a $10 service charge that month. The only way you can go into a branch is if you need a cashier's check or money order, and I believe you must already have the funds in hand or you'll get the service charge (meaning you can't do a withdrawal in the branch and then purchase the cashier's check).
I did a breakdown of the card a few weeks back. Here's the link: http://ficoforums.myfico.com/t5/Credit-Cards/BoA-Better-Balance-Rewards-Breakdown/td-p/2255725
Hope that helps.
They will give you cash back for making more then minimal payments for each quarter and if you have a bank account with them they will also give you 5 dollars per quarter
so you will earn more
yeah I applied for this card and got denied beucase the bank supposedly maxed out their credit to me
stupid bank consultant told me that the cash rewards are very popular .. had he told me about the BBR I would've opted for that one
I already have 2 cards with cash back I don't need 3 .. I would've used minimal and paid in full so i can get the reward
I bank with Bank of America and carry their credit cards. My experience has been nothing but wonderful. I share that on my blog (link in my signature). I review this particular card on there as well 
@HiLine wrote:I bank with Bank of America and carry their credit cards. My experience has been nothing but wonderful. I share that on my blog (link in my signature). I review this particular card on there as well
I'm starting to love Bofa as of late, in my earlier years they would never budge with over the draft fees and sometime late payments
now i'm suprise that lately they don't even charge me a maintance fee (i don't keep the quote on quote minimal checking account statment)
I do beleive when i closed my checking account with maintance fees for not having 1500 minmal balance I opened with a new account (don't remember what the minmal balance was) it's been years that i've opened this acct so and i think that Bofa doesn't offer this type of acct anymore
i guess it was grandfathered in