B of A Travel rewards card

[crunching_numbers]

I am thinking of apping for this. 

1.5% points per dollar

no foreign trans fee

emv chip

no annual fee

Am I missing something here? This looks like an awesome travel combo with my Chase Hyatt (also no FTF w/emv). I would go for a Cap 1 card, but no emv chips yet. 

Any reason not to? Is there something I don't know?

[crunching_numbers]

Also, who do they pull?

[DaveSignal]

I have it and think it is great.  It is chip + signature, but still works at most POS terminals in UK.  The interest rate is high, but I don't carry a balance unless there is a 0% promotion.

[DaveSignal]

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@crunching_numbers wrote:

Also, who do they pull?

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They pull Experian.

[jsucool76]

I like mine as well. And no matter what limit you get (whether it's a signature card or not) you still get free concierge service and it's cool  

[HiLine]

I have the card and use it everyday. Feel free to check out my review of the card:

http://hiepsfinance.com/2013/03/10/699/

They pulled Experian on me. BofA always pulls Experian for new accounts and Transunion for credit limit increase requests, AFAIK.

[Open123]

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@crunching_numbers wrote:

I am thinking of apping for this. 

1.5% points per dollar

no foreign trans fee

emv chip

no annual fee

Am I missing something here? This looks like an awesome travel combo with my Chase Hyatt (also no FTF w/emv). I would go for a Cap 1 card, but no emv chips yet. 

Any reason not to? Is there something I don't know?

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No, you're right! 

Awesome deal and no reason to to app for it, unless you derive more benefits from a non-forex fee based travel rewards card.  In my view, this is the "best in class" non-forex and no annual fee card.

PenFed seems like a good one, but I just don't want to jump through hoops to join a CU, even if it is a small token donation.

[CreditScholar]

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@Open123 wrote:

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@crunching_numbers wrote:

I am thinking of apping for this. 

1.5% points per dollar

no foreign trans fee

emv chip

no annual fee

Am I missing something here? This looks like an awesome travel combo with my Chase Hyatt (also no FTF w/emv). I would go for a Cap 1 card, but no emv chips yet. 

Any reason not to? Is there something I don't know?

---

No, you're right! 

Awesome deal and no reason to to app for it, unless you derive more benefits from a non-forex fee based travel rewards card.  In my view, this is the "best in class" non-forex and no annual fee card.

PenFed seems like a good one, but I just don't want to jump through hoops to join a CU, even if it is a small token donation.

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+1. This card is somewhat of a unique animal given it has no AF, no forex, EMV and 1.5% CB.

[mauwow0682]

+1 with everyone else. I'll most likely PC my 3-2-1 cash rewards card to the travel rewards.

[HiLine]

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@mauwow0682 wrote:
+1 with everyone else. I'll most likely PC my 3-2-1 cash rewards card to the travel rewards.

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Check out the Better Balance Rewards card as well.