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B of A pre-approval site

Regular Contributor

B of A pre-approval site

I went on this today and it said sorry there were no special online offers for me currently but below that it had 2 links. One took me to info on 3 CC's they offer and the other link told about their checking/savings accounts.   Do you think this means I have a chance with one of the 3 cards they listed.  I had a BK 05'.
Message 1 of 5
4 REPLIES
Senior Contributor

Re: B of A pre-approval site


flyers wrote:
I went on this today and it said sorry there were no special online offers for me currently but below that it had 2 links. One took me to info on 3 CC's they offer and the other link told about their checking/savings accounts.   Do you think this means I have a chance with one of the 3 cards they listed.  I had a BK 05'.

You won't get a non secured card from BofA with a recent BK. 

Message 2 of 5
Frequent Contributor

Re: B of A pre-approval site

I have a bk from '01 and I didn't get any offers either.

BOA is going through too much drama for me anyway. 

Where I was 8/22/08 TU 581 EQ 554 EX 615
Where I am 7/30/09 EX 737 (FAKO) EQ 689 TU 745
Can't wait to see what my scores will be when all my accounts hit the 1 year mark!
Message 3 of 5
Valued Contributor

Re: B of A pre-approval site


flyers wrote: 
  I had a BK 05'.

What have you done since then?

 

Have you re-established  any credit lines at all? Do you have any credit lines?

 


Did you take B of A down in any way in your BK? If you did they will probably have you black listed.

We need to hear more about your current finances.

Signature line begins:
Credit is not a right, but a business transaction, one that takes into account risk, and charges accordingly based on that risk.
Your credit score is an aspect of your credit profile. Important? yes but just an aspect. Contributing/supplemental information determines the finer point of the deal. Ask any question, respect me not to get mad if the answer is not the affirmation you are looking for,
Message 4 of 5
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Regular Contributor

Re: B of A pre-approval site

Since the BK I have had 2 car loans, mortgage, 2 short term store financing promo loans, and gotten 4 CC's(Chase, SST, HSBC & CU.   Scores 685-686.   BofA was not IIB.
Message 5 of 5