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Regular Contributor
flyers
Posts: 216
Registered: ‎04-19-2007
0

B of A pre-approval site

I went on this today and it said sorry there were no special online offers for me currently but below that it had 2 links. One took me to info on 3 CC's they offer and the other link told about their checking/savings accounts.   Do you think this means I have a chance with one of the 3 cards they listed.  I had a BK 05'.
Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007
0

Re: B of A pre-approval site


flyers wrote:
I went on this today and it said sorry there were no special online offers for me currently but below that it had 2 links. One took me to info on 3 CC's they offer and the other link told about their checking/savings accounts.   Do you think this means I have a chance with one of the 3 cards they listed.  I had a BK 05'.

You won't get a non secured card from BofA with a recent BK. 

Frequent Contributor
lessons_learned
Posts: 312
Registered: ‎08-23-2008
0

Re: B of A pre-approval site

I have a bk from '01 and I didn't get any offers either.

BOA is going through too much drama for me anyway. 

Where I was 8/22/08 TU 581 EQ 554 EX 615
Where I am 7/30/09 EX 737 (FAKO) EQ 689 TU 745
Can't wait to see what my scores will be when all my accounts hit the 1 year mark!
Valued Contributor
usmc58555
Posts: 1,673
Registered: ‎02-18-2009
0

Re: B of A pre-approval site


flyers wrote: 
  I had a BK 05'.

What have you done since then?

 

Have you re-established  any credit lines at all? Do you have any credit lines?

 


Did you take B of A down in any way in your BK? If you did they will probably have you black listed.

We need to hear more about your current finances.

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Regular Contributor
flyers
Posts: 216
Registered: ‎04-19-2007
0

Re: B of A pre-approval site

Since the BK I have had 2 car loans, mortgage, 2 short term store financing promo loans, and gotten 4 CC's(Chase, SST, HSBC & CU.   Scores 685-686.   BofA was not IIB.

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