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@laz98 wrote:
we received notice after our CLD that we were now facing a variable 16.9% instead of our fixed 7.9%. we could opt out, but that would tank my gf's scores, so we are just going to suck it up & slowly pay it down.
laz98, why is it that you're saying your gf's scores will tank just because she opts out?
@YoungEntrepeneur wrote:
Well, it's not good to have a closed account with a balance but as long as you are paying it down and the lender is reporting, you will be alright. I'm assuming that you're not applying for new credit anytime soon.
No.. I've got enough problems...
The BoA was closed after yrs of on time payments and never over the limt due to "Reevaluation of my CR and terms" I will bury my money in the yard before sticking it in BoA.
Since the card is closed I opt'd out... keeping my 13.2% which is still a mouthful, but better than 27%. It will be PIF by July anyways.
@Anonymous wrote:
@YoungEntrepeneur wrote:
Well, it's not good to have a closed account with a balance but as long as you are paying it down and the lender is reporting, you will be alright. I'm assuming that you're not applying for new credit anytime soon.
No.. I've got enough problems...
The BoA was closed after yrs of on time payments and never over the limt due to "Reevaluation of my CR and terms" I will bury my money in the yard before sticking it in BoA.
Message Edited by tiffj on 04-08-2009 11:21 AM
maks1806 wrote:
BofA just raised rate on my card to 23.99%... a week after they reduced it to 9.15%.