Reply
Epic Contributor
Posts: 22,723
Registered: ‎10-23-2007
0

BAD ME, BAD ME... I did it anyway!

I applied for the Seamiles card by Juniper.
 
got further processing required!
Fico Scores: EQ- 662 DCU., TU 704 Best Buy, EX 700 Chase (1/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
67 Cards and Counting :smileytongue:
Established Contributor
Posts: 519
Registered: ‎05-09-2008
0

Re: BAD ME, BAD ME... I did it anyway!

shame on you
American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500
Epic Contributor
Posts: 22,723
Registered: ‎10-23-2007
0

Re: BAD ME, BAD ME... I did it anyway!

DECLINED!
 
Called for recon... he said he wanted me to have MORE credit since bk before giving me credit.
Lets count.
1. National City
2. Household
3. Credit Union
4. Target
5. Cabelas
6. Bank of America
7.Credit One
8. Cortrust
9. Nation credit or something I forget.
The list doubles in size if you count new accounts im auth. on or joint.
he further said my mortgage that has been brought back current since bk does not count because its not a NEW mortgage.
 
he would like to see more credit cards vs charge cards (he counted my target as charge card)
 
I kept saying I have never been told to get MORE credit, and he kept saying we like to see a lot more re-establishing with more new accounts since bk.
 
I'm just in shock!
 
Fico Scores: EQ- 662 DCU., TU 704 Best Buy, EX 700 Chase (1/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
67 Cards and Counting :smileytongue:
Valued Contributor
Posts: 1,754
Registered: ‎11-03-2007
0

Re: BAD ME, BAD ME... I did it anyway!

[ Edited ]
  Sorry about your decline.


Message Edited by wmarat on 09-30-2008 12:08 PM
IN VINO VERITAS.
Established Contributor
Posts: 851
Registered: ‎07-01-2008
0

Re: BAD ME, BAD ME... I did it anyway!



Creditaddict wrote:
I applied for the Seamiles card by Juniper.
 
got further processing required!


Hey Creditaddict,
                           Ive been looking at this card as well. Do you mind me asking did they only pull TU like i think they do?
Epic Contributor
Posts: 22,723
Registered: ‎10-23-2007
0

Re: BAD ME, BAD ME... I did it anyway!

just TU.
Fico Scores: EQ- 662 DCU., TU 704 Best Buy, EX 700 Chase (1/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
67 Cards and Counting :smileytongue:

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.