Reply
Epic Contributor
Creditaddict
Posts: 22,087
Registered: ‎10-23-2007
0

BAD ME, BAD ME... I did it anyway!

I applied for the Seamiles card by Juniper.
 
got further processing required!
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Established Contributor
aftermath
Posts: 519
Registered: ‎05-09-2008
0

Re: BAD ME, BAD ME... I did it anyway!

shame on you
American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500
Epic Contributor
Creditaddict
Posts: 22,087
Registered: ‎10-23-2007
0

Re: BAD ME, BAD ME... I did it anyway!

DECLINED!
 
Called for recon... he said he wanted me to have MORE credit since bk before giving me credit.
Lets count.
1. National City
2. Household
3. Credit Union
4. Target
5. Cabelas
6. Bank of America
7.Credit One
8. Cortrust
9. Nation credit or something I forget.
The list doubles in size if you count new accounts im auth. on or joint.
he further said my mortgage that has been brought back current since bk does not count because its not a NEW mortgage.
 
he would like to see more credit cards vs charge cards (he counted my target as charge card)
 
I kept saying I have never been told to get MORE credit, and he kept saying we like to see a lot more re-establishing with more new accounts since bk.
 
I'm just in shock!
 
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Valued Contributor
wmarat
Posts: 1,754
Registered: ‎11-03-2007
0

Re: BAD ME, BAD ME... I did it anyway!

[ Edited ]
  Sorry about your decline.


Message Edited by wmarat on 09-30-2008 12:08 PM
IN VINO VERITAS.
Established Contributor
cartercorp
Posts: 851
Registered: ‎07-01-2008
0

Re: BAD ME, BAD ME... I did it anyway!



Creditaddict wrote:
I applied for the Seamiles card by Juniper.
 
got further processing required!


Hey Creditaddict,
                           Ive been looking at this card as well. Do you mind me asking did they only pull TU like i think they do?
Epic Contributor
Creditaddict
Posts: 22,087
Registered: ‎10-23-2007
0

Re: BAD ME, BAD ME... I did it anyway!

just TU.
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}