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After receiving several "pre-approved" mail offers from them in 2008, I cold-apped for an Emigrant Direct CC in Feb 09. I was not approved, so I called them and was told that they wanted to see more post-BK rebuilding. Of course, they didn't tell me for how long.
Now Barclays has been softing me on TU once a month, but I have received no offers from them.
And a few days ago, Barclays told a forum member here that they would have to wait until their BK dropped off before getting approved. Yet there are consumers with BKs still reporting who *do* get approved.
I would like to try for a Barclays Apple CC to buy a MacBook Air, but Im leery of getting another denial that will stay on my CR for 2 years.
ACK!
You can have BK, but think they want 1-2 from discharge.
they don't want to see more than a few inq
they don't want to see much debt
The apple I think is one of the easier and lots of people got instant approvals for less than $400 and called backdoor and got CLI up to $1500-2500 for the purpose of buying computer, etc.