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BB Card Help

Regular Contributor

BB Card Help

Based on my numbers below do you guys think I would be approved for a Best Buy Card.

 

Should also note I have an open account with Conns as well that reports as $671.00 but I only owe $461.56 (Hate their interest)

 

I'm only looking for a small amount (Under $500)

 

Want to take advantage of 0% financing

Starting Score: 635 Current Score: 686 Citi Pull
Goal Score:720s
Tried to use Images but it was all Wibbly, Wobbly, and Timey-Wimey.
Cap One Quicksilver $1,300 Wal-Mart $1,000 Best Buy $1.5K DiscoverIT $2.5K Chase Freedom $3K AMEX BCE $2K
Chase Slate - $1,000 AMEX Everyday - $4,000 Sallie Mae - $2,500
New!! Citi Double Cash - 1K
Message 1 of 5
4 REPLIES
Established Contributor

Re: BB Card Help

They may approve you with a $100-$250 line. It is Capital One now. I know that's not alot to work with, but if you have two CC accounts and that one with a $471 balance. That is a pretty high Util.

Amex BCE $10,000 | BofA Power Rewards WMC $10,000 | Discover It $10,000 | ICBC Preferred Gold UnionPay $8,000 | Local CU Visa $3,500
Message 2 of 5
Valued Contributor

Re: BB Card Help


angelcred10 wrote:

Based on my numbers below do you guys think I would be approved for a Best Buy Card.

 

Should also note I have an open account with Conns as well that reports as $671.00 but I only owe $461.56 (Hate their interest)

 

I'm only looking for a small amount (Under $500)

 

Want to take advantage of 0% financing


I would get your utilization down and all accounts over 6 months before apping.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 3 of 5
Frequent Contributor

Re: BB Card Help

You might get approved for the low limit mastercard that won't grow with it. It has very low limits like what your looking for but it does have a AF. I wouldn't suggest applying unless you've got good credit history and low util.

Message 4 of 5
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Valued Contributor

Re: BB Card Help


angelcred10 wrote:

Based on my numbers below do you guys think I would be approved for a Best Buy Card.

 

Should also note I have an open account with Conns as well that reports as $671.00 but I only owe $461.56 (Hate their interest)

 

I'm only looking for a small amount (Under $500)

 

Want to take advantage of 0% financing


They may approve you, but for a small CL as you are aware. Good luck to you.

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Message 5 of 5