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Regular Contributor
angelcred10
Posts: 214
Registered: ‎03-12-2013

BB Card Help

[ Edited ]

Based on my numbers below do you guys think I would be approved for a Best Buy Card.

 

Should also note I have an open account with Conns as well that reports as $671.00 but I only owe $461.56 (Hate their interest)

 

I'm only looking for a small amount (Under $500)

 

Want to take advantage of 0% financing


Starting Score: 635 Current Score: 688(discover) 707 (Sallie Mae TU pull) Goal Score:720s
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Frequent Contributor
ilovelisa
Posts: 361
Registered: ‎12-07-2012

Re: BB Card Help

[ Edited ]

They may approve you with a $100-$250 line. It is Capital One now. I know that's not alot to work with, but if you have two CC accounts and that one with a $471 balance. That is a pretty high Util.

Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012

Re: BB Card Help


angelcred10 wrote:

Based on my numbers below do you guys think I would be approved for a Best Buy Card.

 

Should also note I have an open account with Conns as well that reports as $671.00 but I only owe $461.56 (Hate their interest)

 

I'm only looking for a small amount (Under $500)

 

Want to take advantage of 0% financing


I would get your utilization down and all accounts over 6 months before apping.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Frequent Contributor
Mike360
Posts: 433
Registered: ‎03-19-2010

Re: BB Card Help

You might get approved for the low limit mastercard that won't grow with it. It has very low limits like what your looking for but it does have a AF. I wouldn't suggest applying unless you've got good credit history and low util.

~~In my wallet: Best Buy $7500, Dell Preferred $5500, Discover IT $4000, Chase Freedom $3500, Barclays NFL Extra Points $3300, Sears $2800, Bill Me Later $2100, CapOne Platinum $2000, Kohls $1500, Target $200
Valued Contributor
indiolatino61
Posts: 1,439
Registered: ‎11-10-2012

Re: BB Card Help


angelcred10 wrote:

Based on my numbers below do you guys think I would be approved for a Best Buy Card.

 

Should also note I have an open account with Conns as well that reports as $671.00 but I only owe $461.56 (Hate their interest)

 

I'm only looking for a small amount (Under $500)

 

Want to take advantage of 0% financing


They may approve you, but for a small CL as you are aware. Good luck to you.

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