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Regular Contributor
Posts: 224
Registered: ‎03-12-2013
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BB Card Help

[ Edited ]

Based on my numbers below do you guys think I would be approved for a Best Buy Card.

 

Should also note I have an open account with Conns as well that reports as $671.00 but I only owe $461.56 (Hate their interest)

 

I'm only looking for a small amount (Under $500)

 

Want to take advantage of 0% financing

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Frequent Contributor
Posts: 494
Registered: ‎12-07-2012
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Re: BB Card Help

[ Edited ]

They may approve you with a $100-$250 line. It is Capital One now. I know that's not alot to work with, but if you have two CC accounts and that one with a $471 balance. That is a pretty high Util.

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Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
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Re: BB Card Help


angelcred10 wrote:

Based on my numbers below do you guys think I would be approved for a Best Buy Card.

 

Should also note I have an open account with Conns as well that reports as $671.00 but I only owe $461.56 (Hate their interest)

 

I'm only looking for a small amount (Under $500)

 

Want to take advantage of 0% financing


I would get your utilization down and all accounts over 6 months before apping.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


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Frequent Contributor
Posts: 436
Registered: ‎03-19-2010
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Re: BB Card Help

You might get approved for the low limit mastercard that won't grow with it. It has very low limits like what your looking for but it does have a AF. I wouldn't suggest applying unless you've got good credit history and low util.

Valued Contributor
Posts: 1,551
Registered: ‎11-10-2012
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Re: BB Card Help


angelcred10 wrote:

Based on my numbers below do you guys think I would be approved for a Best Buy Card.

 

Should also note I have an open account with Conns as well that reports as $671.00 but I only owe $461.56 (Hate their interest)

 

I'm only looking for a small amount (Under $500)

 

Want to take advantage of 0% financing


They may approve you, but for a small CL as you are aware. Good luck to you.

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