Logged in tonight to check the card and it was closed. Called them and the rep said it was due to inactivity. I opened it in august and the funny part was I used it once a little over a week ago to pull my TU score from this site. and then paid it the moment it showed. I actually hate the card and really had no plans to ever use it in the future. The irony of it I used the card so it wouldnt be closed for inactivity.