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BBRZMC saved by the waived AF

Frequent Contributor

BBRZMC saved by the waived AF

I called them today to cancel my card, the young lady was saddened by this news and asked why, so I told her I had the card almost  year now with only one CLI from 300-500 and was recently denied a CLI with a HP.  She transferred me to the account manager who said he can understand why I would want to cancel it, but asked if he waived the AF for the year would I be willing to keep the card open, if only as a backup card or for online purchases only.  He saw my last CLI request was a manual review that's why it was a HP.  I told him I was upset that card doesn't seem to want to grow with me, even though this had been my first card in nearly 6 years.  In the end I kept it open and he waived the fee.  To the SD this card goes for the year.  Perhaps sometime in the near future Cap1 will deem me worthy of a CLI.

01/06/2015 Walmart TU 726
01/06/2015MyFico EQ 705
01/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $5000, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $7800
7 REPLIES
Established Contributor

Re: BBRZMC saved by the waived AF


wreith wrote:

I called them today to cancel my card, the young lady was saddened by this news and asked why, so I told her I had the card almost  year now with only one CLI from 300-500 and was recently denied a CLI with a HP.  She transferred me to the account manager who said he can understand why I would want to cancel it, but asked if he waived the AF for the year would I be willing to keep the card open, if only as a backup card or for online purchases only.  He saw my last CLI request was a manual review that's why it was a HP.  I told him I was upset that card doesn't seem to want to grow with me, even though this had been my first card in nearly 6 years.  In the end I kept it open and he waived the fee.  To the SD this card goes for the year.  Perhaps sometime in the near future Cap1 will deem me worthy of a CLI.


good luck with the cap one giving an increase....Im shutting my BB store card...... down in June 2013


New Contributor

Re: BBRZMC saved by the waived AF


wreith wrote:

I called them today to cancel my card, the young lady was saddened by this news and asked why, so I told her I had the card almost  year now with only one CLI from 300-500 and was recently denied a CLI with a HP.  She transferred me to the account manager who said he can understand why I would want to cancel it, but asked if he waived the AF for the year would I be willing to keep the card open, if only as a backup card or for online purchases only.  He saw my last CLI request was a manual review that's why it was a HP.  I told him I was upset that card doesn't seem to want to grow with me, even though this had been my first card in nearly 6 years.  In the end I kept it open and he waived the fee.  To the SD this card goes for the year.  Perhaps sometime in the near future Cap1 will deem me worthy of a CLI.


My BB Reward Zone MC was also saved today by the waived AF of $59....guess we'll continue the journey for another 365 days. The 0% financing options are alive! haha

01/11/13:
EQ Fico: 716 (from myfico)
TU Fico: 719 (from Walmart)
EX Fico: 719 (from myfico)

Chase Sapphire Pref. II AMEX Platinum II Amex PRG II Amex SPG II Citi AAdvantage II Barclays US Airways II Chase Freedom
Frequent Contributor

Re: BBRZMC saved by the waived AF

Is the store card backed by Cap1 as well?

01/06/2015 Walmart TU 726
01/06/2015MyFico EQ 705
01/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $5000, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $7800
Mega Contributor

Re: BBRZMC saved by the waived AF

Yes the store ars is Cap1.



EQ FICO 548 3/3/16
Established Contributor

Re: BBRZMC saved by the waived AF

Im gonna call in Decemer and cancel all 3 of my Cap1 cards. i MAY keep them open if they waive the Af's. all 3 have one lol



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Regular Contributor

Re: BBRZMC saved by the waived AF


LS2982 wrote:
Yes the store ars is Cap1.

yes it is, and I tried the luv button last month and it gave me a $1000 increase, now I have $3100

 

Highlighted
Frequent Contributor

Re: BBRZMC saved by the waived AF

@alboto was that a HP for your cli?


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