Credit Cards

[wreith]

I called them today to cancel my card, the young lady was saddened by this news and asked why, so I told her I had the card almost  year now with only one CLI from 300-500 and was recently denied a CLI with a HP.  She transferred me to the account manager who said he can understand why I would want to cancel it, but asked if he waived the AF for the year would I be willing to keep the card open, if only as a backup card or for online purchases only.  He saw my last CLI request was a manual review that's why it was a HP.  I told him I was upset that card doesn't seem to want to grow with me, even though this had been my first card in nearly 6 years.  In the end I kept it open and he waived the fee.  To the SD this card goes for the year.  Perhaps sometime in the near future Cap1 will deem me worthy of a CLI.

[amercnchopz34]

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wreith wrote:

I called them today to cancel my card, the young lady was saddened by this news and asked why, so I told her I had the card almost  year now with only one CLI from 300-500 and was recently denied a CLI with a HP.  She transferred me to the account manager who said he can understand why I would want to cancel it, but asked if he waived the AF for the year would I be willing to keep the card open, if only as a backup card or for online purchases only.  He saw my last CLI request was a manual review that's why it was a HP.  I told him I was upset that card doesn't seem to want to grow with me, even though this had been my first card in nearly 6 years.  In the end I kept it open and he waived the fee.  To the SD this card goes for the year.  Perhaps sometime in the near future Cap1 will deem me worthy of a CLI.

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good luck with the cap one giving an increase....Im shutting my BB store card...... down in June 2013

[bmd0224]

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wreith wrote:

I called them today to cancel my card, the young lady was saddened by this news and asked why, so I told her I had the card almost  year now with only one CLI from 300-500 and was recently denied a CLI with a HP.  She transferred me to the account manager who said he can understand why I would want to cancel it, but asked if he waived the AF for the year would I be willing to keep the card open, if only as a backup card or for online purchases only.  He saw my last CLI request was a manual review that's why it was a HP.  I told him I was upset that card doesn't seem to want to grow with me, even though this had been my first card in nearly 6 years.  In the end I kept it open and he waived the fee.  To the SD this card goes for the year.  Perhaps sometime in the near future Cap1 will deem me worthy of a CLI.

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My BB Reward Zone MC was also saved today by the waived AF of $59....guess we'll continue the journey for another 365 days. The 0% financing options are alive! haha

[wreith]

Is the store card backed by Cap1 as well?

[LS2982]

Yes the store ars is Cap1.

[gettnthere]

Im gonna call in Decemer and cancel all 3 of my Cap1 cards. i MAY keep them open if they waive the Af's. all 3 have one lol

[alboto]

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LS2982 wrote:
Yes the store ars is Cap1.

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yes it is, and I tried the luv button last month and it gave me a $1000 increase, now I have $3100

[Gibran]

@alboto was that a HP for your cli?