@CreditMagic7 wrote:
@Creditaddict wrote:
I think it's already loaded in your account when you call and askWell, i didn't ask when i submitted the now failed attempt for a HP CLI but i think i'll be ringing them back up again Monday to see if anything might be sitting on my BBVA account like is been mentioned.
Interesting to see that since they are a bank per say that they don't generally have 0% BT offers though.
When I called, the rep said BT offers can change from day to day, week to week, month to month. She really tried to sell it to me as if this was the last opportunity.
(Formerly known as: Credit is my hobby/TCL objective)
@CreditMagic7 wrote:
@12njoy wrote:
@CreditMagic7 wrote:
@Creditaddict wrote:
I think it's already loaded in your account when you call and askWell, i didn't ask when i submitted the now failed attempt for a HP CLI but i think i'll be ringing them back up again Monday to see if anything might be sitting on my BBVA account like is been mentioned.
Interesting to see that since they are a bank per say that they don't generally have 0% BT offers though.
When I called, the rep said BT offers can change from day to day, week to week, month to month. She really tried to sell it to me as if this was the last opportunity.
Thanks 12njoy in sharing that correspondence.
I don't need it or would even neccessarily want a BT offer from Compass Bank right now but it demands i find out if anything is on the screen at all with my account. While on the line i'll press for an APR Reduction too but i don't really expect that from them either.
Looks like in the SD with this card after finals. I'm kind of bummed over the turn down anyway.
What is your current APR? I didn't even think to ask them that but I'm at 13%which is pretty low for me. Just realized that I had a 11% with NFCU. Don't know when they lowered that from 15% but happy they did
@12njoy wrote:
@CreditMagic7 wrote:
@12njoy wrote:
@CreditMagic7 wrote:
@Creditaddict wrote:
I think it's already loaded in your account when you call and askWell, i didn't ask when i submitted the now failed attempt for a HP CLI but i think i'll be ringing them back up again Monday to see if anything might be sitting on my BBVA account like is been mentioned.
Interesting to see that since they are a bank per say that they don't generally have 0% BT offers though.
When I called, the rep said BT offers can change from day to day, week to week, month to month. She really tried to sell it to me as if this was the last opportunity.
Thanks 12njoy in sharing that correspondence.
I don't need it or would even neccessarily want a BT offer from Compass Bank right now but it demands i find out if anything is on the screen at all with my account. While on the line i'll press for an APR Reduction too but i don't really expect that from them either.
Looks like in the SD with this card after finals. I'm kind of bummed over the turn down anyway.
What is your current APR? I didn't even think to ask them that but I'm at 13%which is pretty low for me. Just realized that I had a 11% with NFCU. Don't know when they lowered that from 15% but happy they did
13.24% 
I'm still gonna press them that it's not low enough. Why not?
@CreditMagic7 wrote:
@12njoy wrote:
@CreditMagic7 wrote:
@12njoy wrote:
@CreditMagic7 wrote:
@Creditaddict wrote:
I think it's already loaded in your account when you call and askWell, i didn't ask when i submitted the now failed attempt for a HP CLI but i think i'll be ringing them back up again Monday to see if anything might be sitting on my BBVA account like is been mentioned.
Interesting to see that since they are a bank per say that they don't generally have 0% BT offers though.
When I called, the rep said BT offers can change from day to day, week to week, month to month. She really tried to sell it to me as if this was the last opportunity.
Thanks 12njoy in sharing that correspondence.
I don't need it or would even neccessarily want a BT offer from Compass Bank right now but it demands i find out if anything is on the screen at all with my account. While on the line i'll press for an APR Reduction too but i don't really expect that from them either.
Looks like in the SD with this card after finals. I'm kind of bummed over the turn down anyway.
What is your current APR? I didn't even think to ask them that but I'm at 13%which is pretty low for me. Just realized that I had a 11% with NFCU. Don't know when they lowered that from 15% but happy they did
13.24%
I'm still gonna press them that it's not low enough. Why not?
I agree