BBVA compass......7 to 14 day?

amercnchopz34 · ‎06-24-2012

Does this usually mean a denial letter is coming

bamagirl1 · ‎06-24-2012

Nope that is their standard msg..I think..I applied in 2/2010 and got a denial letter...but I just applied a few weeks ago and was approved..I'm fairly certain it gave me the same msg..Then a few days later I got an email saying I had been approved but that was it, so I had to end up calling to find out my CL and APR..

I hope you get it..I was fairly suprised..I thought being a bank the CL would have been lower, but I was pleasantly suprised..

GOOD LUCK..Keep us posted.

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??

JusdoNit · ‎06-24-2012

@bamagirl1 wrote:
Nope that is their standard msg..I think..I applied in 2/2010 and got a denial letter...but I just applied a few weeks ago and was approved..I'm fairly certain it gave me the same msg..Then a few days later I got an email saying I had been approved but that was it, so I had to end up calling to find out my CL and APR..

I hope you get it..I was fairly suprised..I thought being a bank the CL would have been lower, but I was pleasantly suprised..

GOOD LUCK..Keep us posted.

What credit limit did you receive? If you don't mind sharing it

Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800
If your outGo is more than your INcome than your UpKeep will become your downFALL.

Take the FICO Fitness Challenge

bamagirl1 · ‎06-25-2012

Hi JustdoNit,

I received a $12,000 CL and 13.24 % APR..Hope this helps!!

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??

Ron1 · ‎07-02-2012

@bamagirl1 wrote:
Hi JustdoNit,

I received a $12,000 CL and 13.24 % APR..Hope this helps!!

I applied online yesterday and it told me they couldn't accept application online. It told me to apply over the phone. Did you apply the card online or over the phone? May be the system was down yesterday.

Ron.

JusdoNit · ‎07-02-2012

Nice limit. Thanks for sharing it with us

Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800
If your outGo is more than your INcome than your UpKeep will become your downFALL.

Take the FICO Fitness Challenge

Wahoo · ‎07-02-2012

I think the only application they accept online is for the Clear Points Visa. I applied for the Clear Points Visa card last month and was very happy with the approval and CL. It was not instant. Got an email two days after application saying I was approved and received card a week later with rate and CL info.

EX08: 832 (myFICO 10/07/14)
TU08: 806 (Walmart/MC 05/06/15)
TU08: 834 (myFICO 10/07/14)
EQ08: 830 (myFICO 10/07/14)
EQ04: 809 (Digital Credit Union 05/29/15)

bamagirl1 · ‎07-02-2012

Ron,

Was your application during business hours? I've found that the application is only online during regular banking hours..I think in 2-3 days after I applied I received the apporval email and then I called and they gave me the credit line and APR..

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??

bamagirl1 · ‎07-02-2012

Amercanchopz34 --

Have you heard anything??

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??

Ron1 · ‎07-02-2012

@bamagirl1 wrote:
Ron,
Was your application during business hours? I've found that the application is only online during regular banking hours..I think in 2-3 days after I applied I received the apporval email and then I called and they gave me the credit line and APR..

I applied it on Sunday. I think the system only accepted the application during the business hours. May be I tried it again. Are they INQ sensitive? May I ask how's your credit? My credit is perfect except a lot fo INQs.

Ron.