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Hey All,
I wanted to find out how to count the 6 months for CLI from Amex.
1.) two amex accounts approved within a week. a BCE and a Gold Delta Skymiles: March 1st 2013
2.) 60 day cli approved on BCE: early May 2013.
3.) both accounts now 6 months old. Can I get ask for 6 months CLI on the one which I did request the 60 day cli for?
Other than that my portfolio looks great, my scores in all three bureaus look good. All clean and good except high Hard Pulls which are 12 within the past 12 months.
Please let me know
-Code
~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board. |
yup 6 months from the last CLI you can request on any card you choose.
So I need to wait 2 more months?
~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board. |
@codesingh wrote:So I need to wait 2 more months?
yes
@codesingh wrote:So I need to wait 2 more months?
Actually, wouldn't six months from early May be early November?
@OhioCPA wrote:
@codesingh wrote:So I need to wait 2 more months?
Actually, wouldn't six months from early May be early November?
That's right OhioCPA...it will be early Nov. So I'll wait a little over a month from now, not two months.
Thanks for your responses...CreditAddict.
Saved me from requesting CLI in vain.
~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board. |