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Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: BCE LUV Question

I hate snail mail! Lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: BCE LUV Question


youngandcreditwrthy wrote:
I hate snail mail! Lol

lol if you hate snail mail thank god you never had to really fix your credit (correct me if I"m wrong lol)

 

but when you get bad things off you gotta opt out precreen, wait few days, delete your old addresses, dispute with CRA with letter best results in hand written send it in certified, wait a month for the response, then you got to dispute with collections and original creditor wait 30 days to respond file complaints wait another 30 days or so then rinse and repeat accordingly LOL


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008

Re: BCE LUV Question

Did you try to recon with a supervisor? AMEX denials are generally very hard to turn around.




Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: BCE LUV Question

Oh no... I've had to go through that process... TRUST ME. That is why I hate it... Furthermore, CRAs provide dispute results online now too :-P
I didn't see I never use snail mail, I just don't like it lol... How do you think I receive my credit cards? Lol duh:-P

:-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
minimock
Posts: 443
Registered: ‎10-23-2010

Well I got the letter

Here is a different twist.....

 

A voluntary FR,

 

They FR'd me, but say I don't have to do it if I dont want the CLI......

 

Have 30 days to complete or they will consider the CLI request closed.

 

 

 

Ill probably do it, my income is as indicated and the tax form will not find anything different.....

Scores: EQ (FICO) - 730 | EX (FICO) - 722 | TU (FICO) - 713 - 06/25/2014



US Airways MC (5 K) | US Airways World MC (10 K) | Chase United Airlines Sig VISA (5K) | BOA Rewards Sig Visa (10K) Citi Dividend Plat MC (5.6K) | Discover Miles (6.6K) | AMEX BCE (7 K) | AMEX Plat Delta (11 K) | BOA PLAT (7.5K)


Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: BCE LUV Question

Hmm. What did you request a cli to? Was it >$25k?
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
minimock
Posts: 443
Registered: ‎10-23-2010

Re: BCE LUV Question

I only went to 2X 14K as the 61 day 3X was unsuccessful.

Scores: EQ (FICO) - 730 | EX (FICO) - 722 | TU (FICO) - 713 - 06/25/2014



US Airways MC (5 K) | US Airways World MC (10 K) | Chase United Airlines Sig VISA (5K) | BOA Rewards Sig Visa (10K) Citi Dividend Plat MC (5.6K) | Discover Miles (6.6K) | AMEX BCE (7 K) | AMEX Plat Delta (11 K) | BOA PLAT (7.5K)



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