Reply
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: BCE LUV Question

I hate snail mail! Lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: BCE LUV Question


youngandcreditwrthy wrote:
I hate snail mail! Lol

lol if you hate snail mail thank god you never had to really fix your credit (correct me if I"m wrong lol)

 

but when you get bad things off you gotta opt out precreen, wait few days, delete your old addresses, dispute with CRA with letter best results in hand written send it in certified, wait a month for the response, then you got to dispute with collections and original creditor wait 30 days to respond file complaints wait another 30 days or so then rinse and repeat accordingly LOL


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Super Contributor
Posts: 6,672
Registered: ‎04-07-2008
0

Re: BCE LUV Question

Did you try to recon with a supervisor? AMEX denials are generally very hard to turn around.




Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: BCE LUV Question

Oh no... I've had to go through that process... TRUST ME. That is why I hate it... Furthermore, CRAs provide dispute results online now too :-P
I didn't see I never use snail mail, I just don't like it lol... How do you think I receive my credit cards? Lol duh:-P

:-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
Posts: 445
Registered: ‎10-23-2010
0

Well I got the letter

Here is a different twist.....

 

A voluntary FR,

 

They FR'd me, but say I don't have to do it if I dont want the CLI......

 

Have 30 days to complete or they will consider the CLI request closed.

 

 

 

Ill probably do it, my income is as indicated and the tax form will not find anything different.....

Scores: EQ (FICO) - 730 | EX (FICO) - 722 | TU (FICO) - 713 - 06/25/2014



US Airways MC (5 K) | US Airways World MC (10 K) | Chase United Airlines Sig VISA (5K) | BOA Rewards Sig Visa (10K) Citi Dividend Plat MC (5.6K) | Discover Miles (6.6K) | AMEX BCE (7 K) | AMEX Plat Delta (11 K) | BOA PLAT (7.5K)


Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: BCE LUV Question

Hmm. What did you request a cli to? Was it >$25k?
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
Posts: 445
Registered: ‎10-23-2010
0

Re: BCE LUV Question

I only went to 2X 14K as the 61 day 3X was unsuccessful.

Scores: EQ (FICO) - 730 | EX (FICO) - 722 | TU (FICO) - 713 - 06/25/2014



US Airways MC (5 K) | US Airways World MC (10 K) | Chase United Airlines Sig VISA (5K) | BOA Rewards Sig Visa (10K) Citi Dividend Plat MC (5.6K) | Discover Miles (6.6K) | AMEX BCE (7 K) | AMEX Plat Delta (11 K) | BOA PLAT (7.5K)


Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.