Credit Cards

[youngandcreditwrthy]

I hate snail mail! Lol

[distantarray]

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youngandcreditwrthy wrote:
I hate snail mail! Lol

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lol if you hate snail mail thank god you never had to really fix your credit (correct me if I"m wrong lol)

but when you get bad things off you gotta opt out precreen, wait few days, delete your old addresses, dispute with CRA with letter best results in hand written send it in certified, wait a month for the response, then you got to dispute with collections and original creditor wait 30 days to respond file complaints wait another 30 days or so then rinse and repeat accordingly LOL

[CS800]

Did you try to recon with a supervisor? AMEX denials are generally very hard to turn around.

[youngandcreditwrthy]

Oh no... I've had to go through that process... TRUST ME. That is why I hate it... Furthermore, CRAs provide dispute results online now too :-P
I didn't see I never use snail mail, I just don't like it lol... How do you think I receive my credit cards? Lol duh:-P

:-)

[minimock]

Here is a different twist.....

A voluntary FR,

They FR'd me, but say I don't have to do it if I dont want the CLI......

Have 30 days to complete or they will consider the CLI request closed.

Ill probably do it, my income is as indicated and the tax form will not find anything different.....

[youngandcreditwrthy]

Hmm. What did you request a cli to? Was it >$25k?

[minimock]

I only went to 2X 14K as the 61 day 3X was unsuccessful.