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I know this question have been ask mutiple time but havent got a clear answer.
I recently PC my Delta to BCE last month ( Account Since Nov 2012)
How long can i PC my BCE to BCP. I think the BCP kinda make more sense with 6% cash back really got me.
Also i want to add my mother as authorize user on my account. She doesnt have perfect credit. IS it okay to doing with Amex ??? I have my 61 days mark in about 2 weeks. Dont know if its okay to do so.
Thanks guy
I have been told it's 1 Year before PC
that's what i thought......Did you call them ???? I ask them to PC my Delta to BCP but for some reason they refer the BCE ;-( .
I know someone who did ......... You can call and ask for a PC and tell them they made a mistake and see what they say. Nothing to lose
@nicholasyud wrote:(...) Also i want to add my mother as authorize user on my account. She doesnt have perfect credit. IS it okay to doing with Amex ? (...)
The only requirement I am aware of is that AU should not have any delinquent accounts with any Amex in the past. If she has never had Amex before, then it should _not_ be an issue adding her as AU. If she burned Amex in the past - that might be a different story I won't be able to advise you with :-)
what's your limit right now on the bce?
did you call up amex? or are you waiting for your 61 days cli?
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
I calll them right now.......Wait one 2 minutes.....Let see what's up !!!! wish me luck
@nicholasyud wrote:I calll them right now.......Wait one 2 minutes.....Let see what's up !!!! wish me luck
wishing you good luck
@nicholasyud wrote:that's what i thought......Did you call them ???? I ask them to PC my Delta to BCP but for some reason they refer the BCE ;-( .
The usual claim is that the CARD act prevents issuers from changing a card with no AF to one with an AF for 13 months after initial opening (so that issuers cannot introduce AFs without notice)
Okay so gues whatttttttt
She came back 2 mins and sorry they can't do that................
butttttt they credit me $50 for rewards dollars and recommend me using the card more ??? Limit only 1000 and i already charge 600 still tell me to used the card more ....lol.....
Anyway they say wait 13 months by this time next year and convert to BCP. I take 50 buck for now i guess.
Original Open in Nov 19: Delta Amex
DEc 15 Convert to BCE
When should i ask for credit increase guys ?????
She said wait until two months after the product change ??? Is that true ??? I heard one of my Fico master said just wait for original account open. Some1 confirm it please