BCE upgrade to BCP?

[austinguy907]

I'm pretty sure the wait with other companies is in case there's a return or charge back to prevent someone charging for a ton of rewards, collecting them, and then getting a refund.  BOA was pretty quick for the bonus showing up and 3 days to redeem for a credit.  Chase on the other hand seems a bit slow since meeting the spend requirement it's been a week or two and it's still not showing up.  Then again the statement hasn't cut either on that one.

AMEX though yes, within 48 hours of the charge posting the reward shows up.  It's nice to see it happen quickly and it instantly reduces the balance w/o any wait or hoops to jump through.  

[9CLINE]

+1 wait for offer it will come ,,,mine showed up after having card about a yr,,,,like you I too noticed that it would be better to have the BCP so when offer came I took it, was easy simple transition...no new acct...
Good Luck 2 ya !!!!!!!!

[MrDisco99]

My signup bonuses from Chase showed up as UR points in the next statement along with that month's purchase rewards.

[Anonymous]

My DW has the BCP once we reach the max for grocery it then goes to my bce. Our spending for grocery is just about $7000 per year so we could not justify 2 bcp.  I also buy some odd and ends for quick pick up at the grocery with bce. 

[Discover2016]

Yep it took me exactly one year to be able to PC my BCE to BCP.

[MrDisco99]

So when you guys did the conversion, did the fee show up right away?  Was it waived the first year?

[longtimelurker]

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@Anonymous wrote:
They won't approve you for a BCP if you have a BCE. I know this because I tried it way back. You can't have both BCE and BCP.

If you don't want to take my word for it call and ask.

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I thought some people here had both, so that surprises me.   I have a OBC with a BCE (and used to have it with an BCP)

[Anonymous]

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@longtimelurker wrote:

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@Anonymous wrote:
They won't approve you for a BCP if you have a BCE. I know this because I tried it way back. You can't have both BCE and BCP.

If you don't want to take my word for it call and ask.

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I thought some people here had both, so that surprises me.   I have a OBC with a BCE (and used to have it with an BCP)

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Can't have both. Can't have Everyday Blue & Everyday Preferred either. One or the other.

[TiggerDat]

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@MrDisco99 wrote:

I got my BCE a couple months ago (going for my 3X CLI this weekend!) and I've been enjoying the very nice bonus it came with... 100/1000 plus 10% on up to $2000 in restaurants within 6 months (about halfway there now).

........blah, blah, blah, .............

 ...........blah, blah, blah, .................

Has anyone done this?  Any advice?

I'm probably going to watch my spend over the next couple months to figure out for sure if it's enough to make the BCP sustainable, so I'm not in any hurry.

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Wait it out.   I used to have the BCP, but I also had other cards with no fee and good rewards that the rewards were not enough to justify the AF, so I downgraded.

Recently, they have emailed me an offer to get $100 if I upgrade to the BCP......

So you might get lucky and get an upgrade offer.

But Yes, you do have to wait for a year before they are allowed to upgrade it.

[DaveInAZ]

I have a hard time seeing where the $95 AF justifies the BCP over BCE for anyone. Yes, you get double the spend amount & rewards for groceries, plus an extra 1% on gas. Maybe for those with large families, but folks with large families tend to buy groceries at wholesale clubs and/or Walmart, where you don't get the 6%. Or if you have a gas guzzler and/or drive alot, but there's cards out there with better than 3% on gas.

For me, after 2 divorces I've been happily single for a long time, so I don't spend that much on groceries. And it's a 10 minute commute to work in my car that gets 40mpg. BCE works just fine for me.