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New Visitor
reaction
Posts: 8
Registered: ‎12-02-2012

Re: BCP 61 days, 6 mo., who knows?


afjock21 wrote:

61 days from upgrade product change too?


American Express limits you to 1 credit limit increases per 6 months. If you had any then your no longer eligible.

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Creditaddict
Posts: 18,807
Registered: ‎10-23-2007

Re: BCP 61 days, 6 mo., who knows?


reaction wrote:

afjock21 wrote:

61 days from upgrade product change too?


American Express limits you to 1 credit limit increases per 6 months. If you had any then your no longer eligible.


1 CLI every 6 months AFTER the first CLI at 62 Days.

And you can not do PC until you have had the account for 1 year for the increase AF by credit law thing... you might be able to change if less fee but not sure.

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Valued Member
afjock21
Posts: 138
Registered: ‎09-26-2012

Re: BCP 61 days, 6 mo., who knows?

 


reaction wrote:

afjock21 wrote:

61 days from upgrade product change too?


American Express limits you to 1 credit limit increases per 6 months. If you had any then your no longer eligible.



CHIT!

Valued Member
afjock21
Posts: 138
Registered: ‎09-26-2012

Re: BCP 61 days, 6 mo., who knows?


Creditaddict wrote:

reaction wrote:

afjock21 wrote:

61 days from upgrade product change too?


American Express limits you to 1 credit limit increases per 6 months. If you had any then your no longer eligible.


1 CLI every 6 months AFTER the first CLI at 62 Days.

And you can not do PC until you have had the account for 1 year for the increase AF by credit law thing... you might be able to change if less fee but not sure.


 

I waited about 8 years before requesting CLI does that count against my 61 days and now it's 6 months? If so, that's lousy.

Mega Contributor
Creditaddict
Posts: 18,807
Registered: ‎10-23-2007

Re: BCP 61 days, 6 mo., who knows?

1 CLI every 6 months after the beginning, not based on you never asking....

why never ask? they ever increase?

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
Valued Member
afjock21
Posts: 138
Registered: ‎09-26-2012

Re: BCP 61 days, 6 mo., who knows?

bah humbug... i never asked my fault. march can't come quick enough.

New Visitor
reaction
Posts: 8
Registered: ‎12-02-2012

Re: BCP 61 days, 6 mo., who knows?


afjock21 wrote:

 


reaction wrote:

afjock21 wrote:

61 days from upgrade product change too?


American Express limits you to 1 credit limit increases per 6 months. If you had any then your no longer eligible.



CHIT!


You know Chit means something dirty in my native language.... what you mean by chit?

 


Creditaddict wrote:

1 CLI every 6 months AFTER the first CLI at 62 Days.

And you can not do PC until you have had the account for 1 year for the increase AF by credit law thing... you might be able to change if less fee but not sure.


 I feel you've tried to correct me on this, but I think you've probably read it wrong. I only stated if you have had a credit limit increase. You are no longer eligible for another for 6 months. I never stated you could not get a CLI in 62 days of a new account.


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