Credit Cards

[afjock21]

Only more credit to use, but my cash credit is the same measley 200 bucks.. DAMMIT!!

[youngandcreditwrthy]

Lol so what did your limit go up to??

Eh Cash Advances are horribly expensive antway...

[Dustink]

You shouldn't use the cash advance line anyways.

[youngandcreditwrthy]

Exactly Dustink!!! I think my Amex cash adv apr is like 25.24%!!?! + some crazy random fee.

I hate cash advances!! Lol a lot of times creditors forget to increase the cash lines with a cli, you might have to call them to remind them. My amex cash line is equal to 20% of my overall limit.

[afjock21]

Yeah I just figure it should go up with the credit too.. I was at 500 limit raised to 1,000 the other day. Cash has remained at 200... I guess I should be happy with that.

[youngandcreditwrthy]

Swweetttt.. I think I remem that post !! Lol

[Dustink]

For me; US Bank cards are 25% of the limit, Chase 50%, Amex 20%, Crap1 33%.

[jsucool76]

Congrats on CLI!

@DustinK - my cap1 cash line is 100% of my CL. Lol. They're hoping i take a big one so they can make some money xD

[trumpet-205]

AMEX is the last lender you want to takeout cash advances with. Even though the option is there, I'd rather take CA out from Citi than AMEX.

[j_casteel]

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afjock21 wrote:

Yeah I just figure it should go up with the credit too.. I was at 500 limit raised to 1,000 the other day. Cash has remained at 200... I guess I should be happy with that.

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AMEX offers limits that low? I thought for sure since all their revolvers are "prime" that the limits would be well over $1k at the very least.