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Valued Member
afjock21
Posts: 138
Registered: ‎09-26-2012
0

BCP Upgrade/Limit Increase.. Cash Credit the same! BOOOO!

Only more credit to use, but my cash credit is the same measley 200 bucks.. DAMMIT!!

Senior Contributor
youngandcreditwrthy
Posts: 6,155
Registered: ‎08-16-2012
0

Re: BCP Upgrade/Limit Increase.. Cash Credit the same! BOOOO!

Lol so what did your limit go up to??

Eh Cash Advances are horribly expensive antway...
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012
0

Re: BCP Upgrade/Limit Increase.. Cash Credit the same! BOOOO!

You shouldn't use the cash advance line anyways.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Senior Contributor
youngandcreditwrthy
Posts: 6,155
Registered: ‎08-16-2012
0

Re: BCP Upgrade/Limit Increase.. Cash Credit the same! BOOOO!

Exactly Dustink!!! I think my Amex cash adv apr is like 25.24%!!?! + some crazy random fee.

I hate cash advances!! Lol a lot of times creditors forget to increase the cash lines with a cli, you might have to call them to remind them. My amex cash line is equal to 20% of my overall limit.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Member
afjock21
Posts: 138
Registered: ‎09-26-2012
0

Re: BCP Upgrade/Limit Increase.. Cash Credit the same! BOOOO!

Yeah I just figure it should go up with the credit too.. I was at 500 limit raised to 1,000 the other day. Cash has remained at 200... I guess I should be happy with that.

Senior Contributor
youngandcreditwrthy
Posts: 6,155
Registered: ‎08-16-2012
0

Re: BCP Upgrade/Limit Increase.. Cash Credit the same! BOOOO!

Swweetttt.. I think I remem that post !! Lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012
0

Re: BCP Upgrade/Limit Increase.. Cash Credit the same! BOOOO!

For me; US Bank cards are 25% of the limit, Chase 50%, Amex 20%, Crap1 33%.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Valued Contributor
jsucool76
Posts: 2,817
Registered: ‎12-11-2011
0

Re: BCP Upgrade/Limit Increase.. Cash Credit the same! BOOOO!

Congrats on CLI!

@DustinK - my cap1 cash line is 100% of my CL. Lol. They're hoping i take a big one so they can make some money xD
Wallet: Capital One Quicksilver 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 3000CL, Walmart Discover: 3500CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 2000CL, Citi Forward: 2600CL, Bank Of America Student Travel Rewards: 2700CL, Amex PRG
Valued Contributor
trumpet-205
Posts: 2,255
Registered: ‎11-11-2010
0

Re: BCP Upgrade/Limit Increase.. Cash Credit the same! BOOOO!

AMEX is the last lender you want to takeout cash advances with. Even though the option is there, I'd rather take CA out from Citi than AMEX.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Valued Contributor
j_casteel
Posts: 1,883
Registered: ‎06-21-2012
0

Re: BCP Upgrade/Limit Increase.. Cash Credit the same! BOOOO!


afjock21 wrote:

Yeah I just figure it should go up with the credit too.. I was at 500 limit raised to 1,000 the other day. Cash has remained at 200... I guess I should be happy with that.


AMEX offers limits that low? I thought for sure since all their revolvers are "prime" that the limits would be well over $1k at the very least.

| Walmart $5k | Amazon $5k | NFCU $19.5k | NavChek $15k | Lowes $17k | BoA WMC $15k | Freedom $3k | Discover $4k | CSP $5k | Marriott $5k | Costco TE $9k | BoA Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:686 EX:709 TU:703
Goal Scores: 700
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