Reply
Valued Contributor
parakleet
Posts: 1,143
Registered: ‎04-13-2013
0

BCP finally reported and fico score went up!

I got five new cards last month - April 11 to be exact - and my BCP finally reported today (to EQ at least). Just got a SW alert that my score went from 720 --> 727! My score has been on a roller coaster the past month on SW so don't know how long this will last but I'll take it for now! BCP is my highlest cl at 11k so I know that had a huge impact on my util. Still need to get my util down more though but at least it finally reported!


Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
Moderator
09Lexie
Posts: 25,442
Registered: ‎09-13-2012
0

Re: BCP finally reported and fico score went up!

Frequent Contributor
E150GT
Posts: 371
Registered: ‎12-30-2012
0

Re: BCP finally reported and fico score went up!

yeah I was expecting my score to do down when my CSP reported for the the first time this month with a 16% UTIL, but it went from 734 to 742!


CSP-$8700, Amex BCE-17.2k, Chase Freedom-$5700
Discover It-$6600, USAA MC-$5900 Ink Bold- $18k
EQ-742 EX-702 TU-737
Community Leader
Senior Contributor
myjourney
Posts: 26,347
Registered: ‎02-07-2013
0

Re: BCP finally reported and fico score went up!


parakleet wrote:

I got five new cards last month - April 11 to be exact - and my BCP finally reported today (to EQ at least). Just got a SW alert that my score went from 720 --> 727! My score has been on a roller coaster the past month on SW so don't know how long this will last but I'll take it for now! BCP is my highlest cl at 11k so I know that had a huge impact on my util. Still need to get my util down more though but at least it finally reported!


Congrats 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Contributor
petarap
Posts: 83
Registered: ‎08-28-2008
0

Re: BCP finally reported and fico score went up!

I got my BCE on Apr 20th. Should I keep some balance on it to report or will it report even if I PIF?

___________________________________________________________________________
Recent Scores: 766 Walmart TU 9/2/2014, 739 Credit Karma 9/6/2014
-----------------------------------------------------------------------------------------------------------------------------------
AMEX BCE $19,800, Macy's Amex $6,000, Walmart Card $4,400, Capital One Platinum MC $2,500,
Capital One QS $2,250, BOA Travel Rewards Visa $2000, Sears Citi MC $1,000
Contributor
petarap
Posts: 83
Registered: ‎08-28-2008
0

Re: BCP finally reported and fico score went up!

btw, congratulations on your CS increase...

___________________________________________________________________________
Recent Scores: 766 Walmart TU 9/2/2014, 739 Credit Karma 9/6/2014
-----------------------------------------------------------------------------------------------------------------------------------
AMEX BCE $19,800, Macy's Amex $6,000, Walmart Card $4,400, Capital One Platinum MC $2,500,
Capital One QS $2,250, BOA Travel Rewards Visa $2000, Sears Citi MC $1,000

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+