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Valued Contributor
parakleet
Posts: 1,129
Registered: ‎04-13-2013

BCP finally reported and fico score went up!

I got five new cards last month - April 11 to be exact - and my BCP finally reported today (to EQ at least). Just got a SW alert that my score went from 720 --> 727! My score has been on a roller coaster the past month on SW so don't know how long this will last but I'll take it for now! BCP is my highlest cl at 11k so I know that had a huge impact on my util. Still need to get my util down more though but at least it finally reported!


Gardening since 4/13/14
Current: EQ 700 Apr '14; EX 724 Apr '14 TU 716 Apr '14
Goal: 760+
Moderator
09Lexie
Posts: 24,195
Registered: ‎09-13-2012

Re: BCP finally reported and fico score went up!

Frequent Contributor
E150GT
Posts: 370
Registered: ‎12-30-2012

Re: BCP finally reported and fico score went up!

yeah I was expecting my score to do down when my CSP reported for the the first time this month with a 16% UTIL, but it went from 734 to 742!


CSP-$8700, Amex BCE-17.2k, Chase Freedom-$5700
Discover It-$6600, USAA MC-$5900 Ink Bold- $18k
EQ-742 EX-702 TU-737
Community Leader
Senior Contributor
myjourney
Posts: 25,173
Registered: ‎02-07-2013

Re: BCP finally reported and fico score went up!


parakleet wrote:

I got five new cards last month - April 11 to be exact - and my BCP finally reported today (to EQ at least). Just got a SW alert that my score went from 720 --> 727! My score has been on a roller coaster the past month on SW so don't know how long this will last but I'll take it for now! BCP is my highlest cl at 11k so I know that had a huge impact on my util. Still need to get my util down more though but at least it finally reported!


Congrats 

"Intelligence plus character--that is the goal of true education"
I will be gardening until a better offer/bonus comes along
Last escape 06/06/13 Bronze 7/6/2013 Silver 9/6/2013 Gold 12/6/2013 Palladium 3/6/14 made it...6/6/14 Plat is all mine
Contributor
petarap
Posts: 75
Registered: ‎08-28-2008

Re: BCP finally reported and fico score went up!

I got my BCE on Apr 20th. Should I keep some balance on it to report or will it report even if I PIF?

___________________________________________________________________________
Recent Scores: 754 Walmart TU 3/4/2014, 782 Credit Sesame : 2/3/2014, 739 Credit Karma 2/26/2014
-----------------------------------------------------------------------------------------------------------------------------------
AMEX BCE $19,800, Macy's Amex $6,000
Walmart Store Card $2,900, Cap One(card 1) $2,500, Cap one(card 2) $2,250,
BOA $2000,Cap one (card 3) $1,300 Sears Citi MC $1,000
Contributor
petarap
Posts: 75
Registered: ‎08-28-2008

Re: BCP finally reported and fico score went up!

btw, congratulations on your CS increase...

___________________________________________________________________________
Recent Scores: 754 Walmart TU 3/4/2014, 782 Credit Sesame : 2/3/2014, 739 Credit Karma 2/26/2014
-----------------------------------------------------------------------------------------------------------------------------------
AMEX BCE $19,800, Macy's Amex $6,000
Walmart Store Card $2,900, Cap One(card 1) $2,500, Cap one(card 2) $2,250,
BOA $2000,Cap one (card 3) $1,300 Sears Citi MC $1,000

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