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BCP finally reported and fico score went up!

Valued Contributor

BCP finally reported and fico score went up!

I got five new cards last month - April 11 to be exact - and my BCP finally reported today (to EQ at least). Just got a SW alert that my score went from 720 --> 727! My score has been on a roller coaster the past month on SW so don't know how long this will last but I'll take it for now! BCP is my highlest cl at 11k so I know that had a huge impact on my util. Still need to get my util down more though but at least it finally reported!


Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
5 REPLIES
Moderator Emerita

Re: BCP finally reported and fico score went up!

Frequent Contributor

Re: BCP finally reported and fico score went up!

yeah I was expecting my score to do down when my CSP reported for the the first time this month with a 16% UTIL, but it went from 734 to 742!


CSP-$8700, Amex BCE-17.2k, Chase Freedom-$5700
Discover It-$6600, USAA MC-$5900 Ink Bold- $12k United Explorer-$5k
Super Contributor

Re: BCP finally reported and fico score went up!


parakleet wrote:

I got five new cards last month - April 11 to be exact - and my BCP finally reported today (to EQ at least). Just got a SW alert that my score went from 720 --> 727! My score has been on a roller coaster the past month on SW so don't know how long this will last but I'll take it for now! BCP is my highlest cl at 11k so I know that had a huge impact on my util. Still need to get my util down more though but at least it finally reported!


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Regular Contributor

Re: BCP finally reported and fico score went up!

I got my BCE on Apr 20th. Should I keep some balance on it to report or will it report even if I PIF?

____________________________________________________________________________________
Recent Scores: 758 Walmart TU 8/2/2015, Amex FICO EX 777 Aug 2015
-----------------------------------------------------------------------------------------------------------------------------------------------
AMEX BCE $19,800, Chase Sapphire Preferred $18,000, Chase Freedom $17,000
Macy's Amex $6,000, Barclay's Arrival+ $5,000, Walmart Card $4,500, Capital One QS $2,500,
Capital One QS $2,250, BOA Travel Rewards Visa $2000, Sears Citi MC $1,000
Regular Contributor

Re: BCP finally reported and fico score went up!

btw, congratulations on your CS increase...

____________________________________________________________________________________
Recent Scores: 758 Walmart TU 8/2/2015, Amex FICO EX 777 Aug 2015
-----------------------------------------------------------------------------------------------------------------------------------------------
AMEX BCE $19,800, Chase Sapphire Preferred $18,000, Chase Freedom $17,000
Macy's Amex $6,000, Barclay's Arrival+ $5,000, Walmart Card $4,500, Capital One QS $2,500,
Capital One QS $2,250, BOA Travel Rewards Visa $2000, Sears Citi MC $1,000