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Browse credit cards from a variety of issuers to see if there's a better card for you.
The best Amex and Affinity
The worse Alliant, GEMB, HSBC, Barclay.
YMMV
For me, AMEX CSRs are always courteous and friendly.
On the other hand, they wouldn't budge on an over-limit fee because the online payment through AMEX's own website didn't update the day I did a big purchase. It happened a week before they scrapped the over-limit fee back in October. The CSR even said that, yet she said she couldn't do anything about removing what has already been assessed to my account.
@wmarat wrote:The best Amex and Affinity
The worse Alliant, GEMB, HSBC, Barclay.
YMMV
I dislike HSBC because of its online payment website. I never had to call them. When I go online to pay a bill, I expect for it to post same day or next day. With my GM HSBC card, I have to submit payment three days in advance if I want my payment to post by a certain date.
@Watchmann wrote:
Unlike many people here I rarely ever have the need to speak to Customer Service. Maybe once in a year on average for one card, maybe less. I never can quite understand how folks here seem to have an ongoing relationship with the Customer Service departments. What do you really have to talk about?
Same here. I call my issuers just before an overseas trip to let them know that I'll be using their cards outside of the U.S. Apart from that, I never have a reason to call.
I think that those of us who are dyed-in-the-wool PIFers really don't have much to say.
Best - US Bank
Worst - Chase
@Anonymous wrote:
@Watchmann wrote:
Unlike many people here I rarely ever have the need to speak to Customer Service. Maybe once in a year on average for one card, maybe less. I never can quite understand how folks here seem to have an ongoing relationship with the Customer Service departments. What do you really have to talk about?Same here. I call my issuers just before an overseas trip to let them know that I'll be using their cards outside of the U.S. Apart from that, I never have a reason to call.I think that those of us who are dyed-in-the-wool PIFers really don't have much to say.
Agree! Also, I would just send them an email via the banks' website.