BEST BUY ***Just a thanks***

[Anonymous]

So, guys I went to Best Buy today to buy a new laptop. My old one crapped out after 4+ years. Found a good deal and the rep talks about the money I can save with one of there BEST BUY REWARDS CARDS. I blantanly asked, "SOFT OR HARD PULL?" She replied it is a soft credit check and I instantly smiled. This is just for the STORE CARD. Welp, she did the whole process and I was approved for $2,000 CL and NO APR for 18 MONTHS. Pretty sweet deal. I figured this would be ok for me since I recently paid off my GEMB Art Van card. The point is: if I wasn't a regular viewer of this website, I wouldn't have asked the question. THANKS GUYS!! And this extra $2,000 is going to help my UTILIZATION.

[Woolfman]

Being a reader of the website... You surely didnt believe her did you?   Because i would be willing to bet it wasnt a soft pull. 

[-Cain-]

Whoa! If it is a soft pull, very nice!

I do think the rep was not knowledgable on that subject though.

[LS2982]

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@Anonymous wrote:

So, guys I went to Best Buy today to buy a new laptop. My old one crapped out after 4+ years. Found a good deal and the rep talks about the money I can save with one of there BEST BUY REWARDS CARDS. I blantanly asked, "SOFT OR HARD PULL?" She replied it is a soft credit check and I instantly smiled. This is just for the STORE CARD. Welp, she did the whole process and I was approved for $2,000 CL and NO APR for 18 MONTHS. Pretty sweet deal. I figured this would be ok for me since I recently paid off my GEMB Art Van card. The point is: if I wasn't a regular viewer of this website, I wouldn't have asked the question. THANKS GUYS!! And this extra $2,000 is going to help my UTILIZATION.

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She lied to you. I will NOT be a soft pull. Congrats on the new card tho!

[911gt34life]

i apply as well and it was hard pull so she lie.

[trumpet-205]

Any credit application will result hard pull.

Either she doesn't know the difference between soft and hard pull, or she lied.

[LS2982]

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@trumpet-205 wrote:

Any credit application will result hard pull.

Either she doesn't know the difference between soft and hard pull, or she lied.

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Willing to bet she didn't know better. Only what BB teaches her to sell on their promotions.

[Anonymous]

Oh.....oh ok. Well it wasn't their mastercard so I thought maybe it was correct.

[-Cain-]

You got a nice CL, so it may have been worth it. Unless you've been apping like crazy, 1 INQ shouldn't hurt much anyway. Congrats again.

[haulingthescoreup]

Applying for new credit is applying for new credit, whether the BBRZ MC or the store card; therefore a hard inq. Congrats, anyway!