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So, guys I went to Best Buy today to buy a new laptop. My old one crapped out after 4+ years. Found a good deal and the rep talks about the money I can save with one of there BEST BUY REWARDS CARDS. I blantanly asked, "SOFT OR HARD PULL?" She replied it is a soft credit check and I instantly smiled. This is just for the STORE CARD. Welp, she did the whole process and I was approved for $2,000 CL and NO APR for 18 MONTHS. Pretty sweet deal. I figured this would be ok for me since I recently paid off my GEMB Art Van card. The point is: if I wasn't a regular viewer of this website, I wouldn't have asked the question. THANKS GUYS!! And this extra $2,000 is going to help my UTILIZATION.
Being a reader of the website... You surely didnt believe her did you? Because i would be willing to bet it wasnt a soft pull.
@Anonymous wrote:So, guys I went to Best Buy today to buy a new laptop. My old one crapped out after 4+ years. Found a good deal and the rep talks about the money I can save with one of there BEST BUY REWARDS CARDS. I blantanly asked, "SOFT OR HARD PULL?" She replied it is a soft credit check and I instantly smiled. This is just for the STORE CARD. Welp, she did the whole process and I was approved for $2,000 CL and NO APR for 18 MONTHS. Pretty sweet deal. I figured this would be ok for me since I recently paid off my GEMB Art Van card. The point is: if I wasn't a regular viewer of this website, I wouldn't have asked the question. THANKS GUYS!! And this extra $2,000 is going to help my UTILIZATION.
She lied to you. I will NOT be a soft pull. Congrats on the new card tho!
i apply as well and it was hard pull so she lie.
Any credit application will result hard pull.
Either she doesn't know the difference between soft and hard pull, or she lied.
@trumpet-205 wrote:Any credit application will result hard pull.
Either she doesn't know the difference between soft and hard pull, or she lied.
Willing to bet she didn't know better. Only what BB teaches her to sell on their promotions.
Oh.....oh ok. Well it wasn't their mastercard so I thought maybe it was correct.
Applying for new credit is applying for new credit, whether the BBRZ MC or the store card; therefore a hard inq. Congrats, anyway!