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Valued Member
Posts: 42
Registered: ‎05-13-2008
0

BEST Backdoor Number: CHASE app status & recon, please??

Hi there One and All!

 

I just applied for the Chase Freedom Card and received the "Your application requires further review before we make a decision" line along with the "10 day message" line.

 

What is the best/ most current backdoor number for RECON and APP Status ???( I did look above to the backdoor number thread but it seemed from several yrs ago?!)

 

My general info would be:

EX 756 (through EX)

EQ 716 (FICO)

TU 710 (FICO)

 

Credit One (8yr old account) 1600 limit/ 800 balance as of today, usually lower)

FNBO (15 yr old acct) 1900 limit/ 200 balance as of today

 

Zero Inquiries on All reports

No baddies.

 

Wondering if any of the MyFico team of genius analysts and posters have a quick answer for me?!?! Also, if any commenters have applied for CHASE card with similar numbers to mine could you please extend thoughts on my outcome.

 

THANKS. Many THANKS!

 

Frequent Contributor
Posts: 419
Registered: ‎03-05-2012
0

Re: BEST Backdoor Number: CHASE app status & recon, please??

[ Edited ]
Off topic but these kinds of posts are so confusing to me. Your scores are higher than all of mine. I have an invalid collection that I am fighting but it reports nonetheless. And I have two 60 day lates from a couple years ago (one with Chase that I just had GW'ed but after I got my Freedom card). I am 22, have a pretty low AAoA and had a good number of inquiries. I apped for a Freedom card back in December and was approved with 2k CL. What gives?
Established Member
Posts: 20
Registered: ‎03-31-2008
0

Re: BEST Backdoor Number: CHASE app status & recon, please??

I called this number last weekend 1-888-270-2127 and was successful on my recon--Good luck!

Established Contributor
Posts: 766
Registered: ‎01-16-2012
0

Re: BEST Backdoor Number: CHASE app status & recon, please??

First, you haven't gotten denied. Especially if you applied on a weekend, they sometimes can't verify something right away. Second, if you have been denied, You want to know why before you recon. I would strongly advise waiting until you get the denial letter with reason codes. Then pull your credit report and make sure there are no mistakes. Then call the recon line and make your pitch. But it is a sales/elevator pitch, so don't go in blind.
In wallet: Ink Plus 10k, AMEX TE 25k. In bag: CSP 16k, USAA WMC 15k, Hyatt 13k, United MPE 12k, AMEX HHonors 3k. In SD: Cap 1 QS 5k, Discover IT 7k. FICO 08 says my EQ is now 844, was 510 in 2010.
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: BEST Backdoor Number: CHASE app status & recon, please??

Maybe they want to approve him for a higher initial limit, which requires a manual review. Maybe they are confused because he has a credit one account. Who knows! Everyone's file is different!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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Valued Member
Posts: 42
Registered: ‎05-13-2008
0

Re: BEST Backdoor Number: CHASE app status & recon, please??

THANK you allll for your comments and insight!

 

I will try to refrain from calling too soon to see where the status of my application rests. But I cant guarantee I will be able to make it until I get a letter from Chase. Will probably have to call to check app status by phone.

 

Truly appreciate the phone number offered and the remarks that my application has not actually been denied. I sure hope that is the case. Not sure what must be reviewed in this situation and didnt realize an application sent on a weekend made a difference. Thanks again for your prompt and informative responses!!

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: BEST Backdoor Number: CHASE app status & recon, please??


BOBBYJON wrote:

THANK you allll for your comments and insight!

 

I will try to refrain from calling too soon to see where the status of my application rests. But I cant guarantee I will be able to make it until I get a letter from Chase. Will probably have to call to check app status by phone.

 

Truly appreciate the phone number offered and the remarks that my application has not actually been denied. I sure hope that is the case. Not sure what must be reviewed in this situation and didnt realize an application sent on a weekend made a difference. Thanks again for your prompt and informative responses!!


Fingers crossed for you!!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Posts: 715
Registered: ‎08-26-2011
0

Re: BEST Backdoor Number: CHASE app status & recon, please??

Let us know how it goes! I'm waiting to app for Chase Freedom in the middle of next week myself.

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Established Contributor
Posts: 977
Registered: ‎02-08-2012
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Re: BEST Backdoor Number: CHASE app status & recon, please??


mAndrew1980 wrote:

Let us know how it goes! I'm waiting to app for Chase Freedom in the middle of next week myself.


Good luck!  Mine should arrive this week and I am very excited.

 

For the OP, when my app was in a holding pattern, I called the "Credit Analyst - Recons" number on the backdoor thread and was approved over the phone.  If you get too impatient, they should be able to manually process your app while on the phone with you.  Good luck.  But I doubt you need it, with your profile I would be shocked if you are not approved.

Gardening with: PSECU Combo $1k, Chase Freedom $3.5k, Discover It $1.7k, Amex Costco True Earnings $2k, Capital One Platinum $500, Best Buy Store Card $2.7k

Starting Score: FICO: 587 EX, 594 EQ, 632 TU, 2/15/12; USAA FAKO: 525 EX, 541 EQ, 525 TU, 2/15/12
Current Score: FICO: 678 EX, 629 EQ, 658 TU, 3/27/12; USAA FAKO: 721 EX, 721 EQ, 576 TU, 3/9/12
Goal Score: 700 Across the Board and Amex Zync or Costco By The End Of 2012


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Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: BEST Backdoor Number: CHASE app status & recon, please??

How does your EX file look Andrew? Im looking to get in with chase either in july or jan. 2013. Haven't decided yet.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
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