Ack yes, Forward *smacks head*. I'll go fix that.
@elegia wrote:It really does depend on how much you spend and how you spend it. For example, my SO and I share all expenses and are AUs on most of each other's cards, and we spend way more money on groceries every month than the $250 monthly cap on the Sallie Mae card, and slightly more than the $6000 yearly limit on the Amex BCP, but not enough to make the Amex Blue Cash worth it. So I use my BCP ($75 AF) and supplement it with my SM occasionally. However, I do try to reserve the SM for Target/Walmart purchases.
I've never used my SM for bookstore/Amazon purchases because I have the old Citi Forward card that gives unlimited 5% on all Amazon purchases, bookstores, entertainment, and best of all, restaurants and fast food. If they axe it I'll be glad I have the SM card for Amazon (I am a Prime member and try to make as many of my purchases through them as possible).
Since that card isn't an option anymore, though, I have to throw my hat in for the Discover It. I do a lot of online shopping (most stores don't carry the petite sizes I need) and their ShopDiscover program has many of my favorite retailers, so that's a lot of 5-20% back right there even without the bonus category. Their cashback system is super easy and you aren't limited to having to redeem points for a limited selection of gift cards (like Citi) or save up to redeem for statement credit - you can just get a deposit to make things easy. However, they do have a nice selection of gift cards that you can redeem your points for at a discount (most cards knock off about 10-20%, but some are discounted 50%), which is great.
Aside from the 5% for restaurants and fast food, which is what most people seem to use the US Bank Cash+ for, it is also really great if you have a large monthly cell phone bill, like for a family plan with lots of data packages. Even if you just use the card to pay, say, a $450 monthly phone bill, that's an easy $270 right there. The $2000 quarterly cap on the 5% categories (which are combined) rather limits the total rewards you can get, but it's still a solid card.
I also recently got the BoA BBR card, which I had written off as lame for a long time before realizing that it's the easiest $120/year ever. Sure, it's not much overall, but if you are careful you'd actually be making money (which is why they will probably axe or change the card). I SDed the card but set up automatic Netflix charges and monthly auto-payments, so it's out of sight, out of mind. You can also set up an easy direct deposit for the rewards if you have a BoA bank account.
yeah i use my Better Balance Rewards and earn my $120 to supplement my American Express Gold $120 annual fee 
5X TYP != 5% CB
@longtimelurker wrote:
@Anonymous wrote:you would have to spend $100,000 a month in order to earn $1,000 in cash back with American Express 1% everything. Unless you spend $16,667 of groceries each month 6% of that would give you $1,000 cash back at the end of the month but with American Express $6,000 limit the most you will earn with 6% cash back groceries is $360.
As Fico2Go said, you don't understand how the products can be used. I spend around $30K per month on "groceries" with the Blue Cash card, this costs about $360 out of pocket and generates $1,500 cash back. Others do much much more. And as he said, this is the Blue Cash card, not Blue Cash Preferred, having no cap is essential.
Wow! 
@Themanwhocan wrote:
@pastnow123 wrote:
@Themanwhocan wrote:DISCOVER IT - 5% rotating catergories, 1% everything TU FICO. Good online mall.
Sallie Mae Upromise.com card. Good online mall. TU FICO.
CHASE FREEDOM - 5% rotating catergories, 1% everything (10% bonus w/ chase bank account) Categories (gas, restaurant) covered by non-rotating cards.
US BANK CASH+ - 5% choosen category of choice, 2% Choosen category of choice, 1% everything. Multiple cards possible. $25 bonus possible 1/year.
Huntington Voice. 3% selectable category. Multiple cards possible.
CAPITALONE QUICKSILVER - 1.5% everything
JCB Marukai. 3% everything. ~$25 annual fee. Low credit limits. May require divine intervention to obtain...
CITI DOUBLE CASH - 2% everything, (1% when you buy, 1% when you pay)
Fidelity American Express. 2% everything. Higher redemption threshold than Double Cash. Amex not accepted everywhere?
AMERICAN EXPRESS BLUE CASH EVERYDAY - 3% groceries, 2% gas, 1% everything
AMERICAN EXPRESS BLUE CASH PREFERRED ($75 ANNUAL FEE) 6% groceries, 3% gas, 1% everything Annual fee, spending cap. Less than 5% cash back.
BANK AMERICA CASH REWARDS - 2% groceries, 3% gas, 1% everything
Sallie Mae Mastercard. 5% Gas, Grocery, Book Store/Amazon. Multiple cards possible. TU FICO.
Bank of America Better Balance Rewards. $25 every 3 months. Multiple cards possible. Must let card report balance each month.
Target credit card. 5% discount. TD Bank credit limits.
Chase AARP card. 3% Gas, 3% Restaurant. No caps.
Chase AARP card. 3% Travel. No caps.
WINNER ? Tie: US Bank Cash+: greater than 5% cash back. Sallie Mae MasterCard: Extremely useful set of 5% categories.
RUNNER UP ? Bank of America Better Balance Rewards: Money for nothing. Just not a lot of money...
May I know how did you get the 7% grocery Sallie Mae CC(In your card list)? Is it a typo?
Barclays gives out targeted bonuses to people sometimes. I've received 3 consecutive targeted offers, each for 3 months. Currently on that card I'm getting 2X bonus points at Grocery Stores, Electronics Store and Drug Stores. Capped at $25 in bonus, so $1250 spend in those categories. Its just another reason why everyone loves Barclays.
I see. Thanks for clarifying. That's a temporary offer then. Wish it can last
@thelethargicage wrote:
@longtimelurker wrote:
@Anonymous wrote:you would have to spend $100,000 a month in order to earn $1,000 in cash back with American Express 1% everything. Unless you spend $16,667 of groceries each month 6% of that would give you $1,000 cash back at the end of the month but with American Express $6,000 limit the most you will earn with 6% cash back groceries is $360.
As Fico2Go said, you don't understand how the products can be used. I spend around $30K per month on "groceries" with the Blue Cash card, this costs about $360 out of pocket and generates $1,500 cash back. Others do much much more. And as he said, this is the Blue Cash card, not Blue Cash Preferred, having no cap is essential.
Wow!
I have to second this. Wow!! I'm amazed at how much some people spend on "groceries."