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Established Contributor
Posts: 582
Registered: ‎10-17-2010
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BIG BANK is watching my sock drawer

[ Edited ]

I've sock-drawered a few major cards with no AF and only pull them out every 6 months to purchase some gas or a pizza and immediately pay them off and right back to the drawer they go. 

 

Well, "Big Bank" has been watching my pattern and today I just received not 1, not 2, but 3 separate special offers specifically for each of my cards (different banks) and it just so happen to be the 6th month when I pull out these exact particular cards for the small purchases, Go Figure!!!

 

Funny thing... the Cash Back Rewards card that I use the heck out of on a daily basis, never got any love of a special offer and is from one of the same banks (different card).

 

Just letting you know, their marketing departments are watching our drawers (pun intended) Smiley Very Happy

 

Shameless plug:  Don't forget to checkout the thread, General Credit Topics > 700 Club class of 2010 - Reunion

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Posts: 16,375
Registered: ‎03-12-2007
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Re: BIG BANK is watching my sock drawer

Its a conspiracy, really!!!!!!Smiley Very Happy

Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Established Contributor
Posts: 680
Registered: ‎04-21-2010
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Re: BIG BANK is watching my sock drawer

Big Banks know everything!!!     Smiley Surprised

_________________________________________________
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but if you do nothing, there will be no result" ~ Mahatma Gandhi
Moderator Emeritus
Posts: 16,375
Registered: ‎03-12-2007
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Re: BIG BANK is watching my sock drawer

 


veracious wrote:

 

Big Banks know everything!!!     Smiley Surprised


I was being silly in my first post. The truth is banks not only know everything about us, they also control just about everything.

 

Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
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Re: BIG BANK is watching my sock drawer

 


JayRizzo wrote:

I've sock-drawered a few major cards with no AF and only pull them out every 6 months to purchase some gas or a pizza and immediately pay them off and right back to the drawer they go. 

 

Well, "Big Bank" has been watching my pattern and today I just received not 1, not 2, but 3 separate special offers specifically for each of my cards (different banks) and it just so happen to be the 6th month when I pull out these exact particular cards for the small purchases, Go Figure!!!

 

Funny thing... the Cash Back Rewards card that I use the heck out of on a daily basis, never got any love of a special offer and is from one of the same banks (different card).

 

Just letting you know, their marketing departments are watching our drawers (pun intended) Smiley Very Happy

 

Shameless plug:  Don't forget to checkout the thread, General Credit Topics > 700 Club class of 2010 - Reunion


Oh jeez.... now I have the urge to go tidy up... Smiley Wink

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Established Contributor
Posts: 582
Registered: ‎10-17-2010
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Re: BIG BANK is watching my sock drawer

Thanks everyone!  We all had a Smiley Expression in each funny and true post.

Valued Contributor
Posts: 2,487
Registered: ‎02-18-2010
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Re: BIG BANK is watching my sock drawer

WAY TO BREAK THAT STREAK Smiley Wink


Starting Score: EQ 583 TU04 619 EX 592 (lender pull) 2010
Previous High Score: EQ 700 TU04 712 EX 726
Current Score: EQ 740 TU(Discover) 750 EX(AMEX) 747
Goal Score: 740+ all around


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Established Contributor
Posts: 582
Registered: ‎10-17-2010
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Re: BIG BANK is watching my sock drawer

[ Edited ]

Haaaaaaaaaaaaaaaaa hahahaa!!!   Smiley Very Happy

Valued Contributor
Posts: 1,603
Registered: ‎12-07-2008
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Re: BIG BANK is watching my sock drawer

Haha, that's not too surprising I guess.  Care to share which banks?

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


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Established Contributor
Posts: 855
Registered: ‎06-29-2010
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Re: BIG BANK is watching my sock drawer

I'm kind of in the same situtation as OP.

 

Now that Chase has moved to 3rd or 4th rank in my wallet -- from tied for 1st -- they have been sending me 0% for 9 or 12 months and 1.9% for 18 months BT offers every month. I never received offers from them when they were getting used regularly.

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