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Regular Contributor
william23
Posts: 113
Registered: ‎10-09-2010
0

BK Friendly Cards

Hello Everyone,

 

Couple of questions I just called the bankruptcy line for the nevada district and my fiancee's bankruptcy was discharged yesterday. Question is number do I have to wait for the letter or I can have her apply and start building her credit.

 

Also what are some of the Bk friendly cards???

 

Thank you so much!

Frequent Contributor
stanggt03
Posts: 437
Registered: ‎05-21-2011
0

Re: BK Friendly Cards

That soon out of bankruptcy, there are few, if any that will approve. It'll take a few weeks or so for her credit reports to update. Wait a few weeks and get a secured card from a CU. After 6 months of payment history, then go for a few BK friendly cards.

Starting Score: 596 EQ 5-22-11 / 554 TU 5-23-11
Current Score: 615 EQ 08-15-11 / 631 TU 09-27-11
Goal Score: 700+


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Frequent Contributor
jausanka
Posts: 483
Registered: ‎05-06-2009
0

Re: BK Friendly Cards

[ Edited ]

Crap1

HSBC (Household, Orchard, Best Buy Reward Zone)

Juniper/Barclays

Merrick

PenFed

Navy

Alliant

*PSECU

 

Edited to add PSECU

Regular Contributor
william23
Posts: 113
Registered: ‎10-09-2010
0

Re: BK Friendly Cards

Update:!!!!!

 

Orchard Platinum Approved $300.00

Capital One Approved $750.00

 

Thanks!!!!! Jausanka

Frequent Contributor
stanggt03
Posts: 437
Registered: ‎05-21-2011
0

Re: BK Friendly Cards

[ Edited ]

$750 with Cap1 right out of the gate after BK? **bleep**? It's been almost a year since mine I was just approved for $500 with Cap1 rewards card after rebuilding already with an auto loan and First Premier! Grrr...

 

But congrats to her, seriously. :smileywink:


Starting Score: 596 EQ 5-22-11 / 554 TU 5-23-11
Current Score: 615 EQ 08-15-11 / 631 TU 09-27-11
Goal Score: 700+


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Frequent Contributor
jausanka
Posts: 483
Registered: ‎05-06-2009
0

Re: BK Friendly Cards


william23 wrote:

 

Thanks!!!!! Jausanka



My Pleasure! Glad my bad experiences in credit could help someone else out.  I don't know if you have ever seen those motivational posters where they have a nifty picture and some inspiring catch phrase beneath... but there is a series of "Demotivators" as well, all in a sarcastic tone.. and this situation reminds me of one in particular (and if I was html savvy, maybe I could even post a picture of it):

 

Shows a picture of the Titanic sinking...

 

"Mistakes: It could be that the purpose of your life is only to serve as a warning to others"

 

;-)


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