07-17-2007 10:04 PM - edited 07-20-2007 08:18 PM
Since this forum got a specific area for credit cards, I thought I'd re-post this with updated info.
The following information is from my own experience and compiled data from other areas of the internet and friends. Please feel free to add to this list if you get approved for something not listed on here and have a BK on your credit report. Hopefully this helps people and saves them an INQ hit due to applying and getting denied for credit.
Also the info listed is gathered by the lowest score approved by at time of applying. It may or may not have lower requirements when applying. Be sure to check if they use a different cra when pulling your credit report. The ones showed below were experienced by myself or others.
Store cards are not included. That will be used for another thread.
Credit One Bank
House Hold Bank
Various (depends on where you live)
Navy Federal Credit Union
https://www.juniper.com (click on partners and they have a list to apply for)
(us airways & carnival seem to be the bk friendly ones)
Nasa Federal Credit Union
620+ & Have a good DTI Ratio and No baddies/lates since BK
Justice Federal Credit Union
640+ & Have a good DTI Ratio and No baddies/lates since BK
I will update more as I gather the info. Also don’t forget about Credit Unions. They can be your friend when it comes to approving you with a BK.
07-18-2007 08:49 PM
07-18-2007 09:06 PM - edited 07-18-2007 09:15 PM
Are you sure, where did you hear or see this?
07-18-2007 09:10 PM
Juniper is one of those that i don't have personal experience from. From the people that I know personally however, they have mixed feelings about. They're bk friendly with a decent apr, but a few friends have been hit with a hidden annual fee. Be sure to get details on these guys.
Vapchez wrote:I notice that you listed Juniper. I keep getting offers from them and the rate is fantastic (8.99% Fixed) but I don't know much about them. I know they are owned or was recently brought out by Barclays.
07-18-2007 11:24 PM
07-19-2007 03:44 PM
s/prtnrCoBrandDynamic.jspSeemed rather upfront about the fees or lack thereof.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.