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BML Credit Limit

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Dustink
Valued Contributor

Re: BML Credit Limit

I was given a limit somewhere around $800. Charged about $1400 to it and that became my limit. This was back before I had established credit. Since then the limit has remained my high balance, I don't see a place to request a cli.

 

I just know it would allow me to charge a lot and continue to raise my limit.

 

Just no reason to, better credit products out there.

 

It served it's purpose back before I had credit.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 11 of 35
snowkitty
Established Contributor

Re: BML Credit Limit

Mine started out a year ago with a cl of 800.00. I used it off and on......no where near the limit and then a few months ago they increased my limit to 1800. No pulls or anything.
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 12 of 35
Poki
Valued Member

Re: BML Credit Limit

$1588

 

Oh man, am I the only one with a weird limit? Smiley LOL

 

"Neither a Borrower Nor a Lender Be"
Message 13 of 35
RushXTC
Established Contributor

Re: BML Credit Limit


@Dustink wrote:

Isn't your BML line just your high balance?


 

Technically, No. The starting CL can be high depending on your credit when you first apply, However in order to get a CLI, Instead of requesting one, You do have to have a balance or try to have a balance higher than the original limit in order to see if the purchased goes through, Which in turn will become your new CL.

 

I started off with either $300 or $500, I can't remember... But it's at $1,037 right now.

Message 14 of 35
snowkitty
Established Contributor

Re: BML Credit Limit


@Poki wrote:

$1588

 

Oh man, am I the only one with a weird limit? Smiley LOL

 


Nope....my original limit was 821.00  Cat Tongue

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 15 of 35
takeshi74
Senior Contributor

Re: BML Credit Limit


@Dustink wrote:

Isn't your BML line just your high balance?


+1 on the not necessarily.  They recently bumped mine.

 

$3,500 for me.

Message 16 of 35
QAMngrGirl
Frequent Contributor

Re: BML Credit Limit


@snowkitty wrote:

@Poki wrote:

$1588

 

Oh man, am I the only one with a weird limit? Smiley LOL

 


Nope....my original limit was 821.00  Cat Tongue


nope, mine is $2372 lol

Message 17 of 35
navigatethis12
Valued Contributor

Re: BML Credit Limit

801.00 last June and it hasn't moved. Now everytime I try to use it they try to open a new account and say they can't because Equifax is blocked. Looks like it won't get anymore use.

Message 18 of 35
burntreality
New Contributor

Re: BML Credit Limit

1,841.00 for me.  I opened it in February a while back when I ordered my TV.  

Starting score: 513 (Pulled from MyFico)
Current Score: EQ=735 TU=744 EX=746
Message 19 of 35
rggarrison
Established Member

Re: BML Credit Limit


@Poki wrote:

$1588

 

Oh man, am I the only one with a weird limit? Smiley LOL

 


Nope.  

 

My limit is $2635. 

 

Although it's not quite as random since it does at least end in a 5!


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Current Score: myFICO: EX 773, EQ 773, TU 788
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Message 20 of 35
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