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Got approved for a 99/500 a yr ago, 6 months later increased from $500 to $1500 and 6 months /yesterday called backdoor #/ credit analyst to request to have my $39 annual fee permanently removed. ...and they did! Anyone having great luck with there secured/now unsecured 99/500 card?
@jsnlwrnc wrote:Got approved for a 99/500 a yr ago, 6 months later increased from $500 to $1500 and 6 months /yesterday called backdoor #/ credit analyst to request to have my $39 annual fee permanently removed. ...and they did! Anyone having great luck with there secured/now unsecured 99/500 card?
Congrats!
Thank you! They didn't increase my credit limit because my credit still isn't strong enough ugh!!
Did it unsecure?
~kn
Yes it was unsecured about 6 months ago the middle of December 2012
Congratulations!
Ok so I know at this point no one is gonna believe me but today I called BOA to make sure my annual fee was reversed permanently as promised and the rep confirmed that it was! So I got the gumption to ask if my apr could be lowered too jokingly. And the rep said " well im glad you asked about it. I see I can lower your apr from 20.24 to 16.24" "thanks for managing so well with your account" then he read script about if I miss payments etc that my apr can go to 29.99. He said" if you continue to manage your account well you should call back in 3 to 6 months and see if theres anything lower". I NEVER carry a balace *knock on wood* and literally use it for anything that takes visa...even my rent! But it was worth me asking! And they did it! The number ive been using is 1-866-421-8153 I would luv to know if other ppl havegood luck!