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Contributor
tmoney
Posts: 78
Registered: ‎08-04-2007

BOA AAA APPROVAL

Received  Preapproval offer for   AAA platinum rewards mastercard .   Thinking BOA  normally pulls EX  and its my highest

score  701  went had and applied even though  I had about 6 new accounts last few months (all CU) . They actually pulled

TU   of which I have 5 charge offs  3 of which will fall off this month.   Applied online and got the dredded  30 day notice.

Pull my daily reports from  CCT 2 days later and low and behold BOA tradeline  credit limit  500 dollars  fastest reporting

TL  I have ever seen    Anyway I'll take it   

Valued Contributor
Jazzzy
Posts: 2,678
Registered: ‎07-29-2009

Re: BOA AAA APPROVAL

Congratulations!

 

Did it sort of feel like a near-death experience? I'll bet it was a surprise.

Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008

Re: BOA AAA APPROVAL

Congrats on the approval.

$100K in Credit
Last Credit Card App: 11/16/13
Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008

Re: BOA AAA APPROVAL

Congratulations! You proved you have pristine credit. 
Contributor
tmoney
Posts: 78
Registered: ‎08-04-2007

Re: BOA AAA APPROVAL

Total Surprise  I was really looking for a Bank TL  since my only bank TL is HSBC  700 dollar  CL  had for 2 years rebuilder card 

I recently fired  First Continental Bank  and their monthly fee.  I due have  two USAA  cards  World MC and  Amex  with 10,000 cl

each but I think I read that fico treats USAA like a CU 

Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008

Re: BOA AAA APPROVAL


tmoney wrote:

Total Surprise  I was really looking for a Bank TL  since my only bank TL is HSBC  700 dollar  CL  had for 2 years rebuilder card 

I recently fired  First Continental Bank  and their monthly fee.  I due have  two USAA  cards  World MC and  Amex  with 10,000 cl

each but I think I read that fico treats USAA like a CU 


I read the same thing.  That's why I was suprise last week when a poster listed having all CU cards.    Sorry for TJ.  


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