So, we recently got a 21 month no interest offer from Bank of America. It was a BOA Americard mastercard with $9k cl. I went online to chat, and asked them to convert it to a World Mastercard. The funny thing was, they called today, and said they couldn't do it because it did not have a rewards program! So she basically said we had to take a rewards program, so they gave us the Cash Rewards. 3% back on gas 2% groceries 1% everything else. I know its not the best, but for BOA, thats not too shabby. She also said that a visa signature was an option too. But since they already have one visa sig, it was not a big deal.
So basically, this is just a FYI, that your account can be brand new, and they will PC it for you with no HP or SP!
