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03-15-2010 11:39 PM
Can I change my bank of america Amex card to some other amex card for example costco amex card?
I dont want to lose history by closing boa amex and opening a new amex card.
03-16-2010 12:15 AM
Those are 2 different banks. You have a card from BofA that uses the AMEX network.
The Amercian Express Bank offers the Costo and many other AMEX network cards.
You can have both however.
03-16-2010 05:46 AM
Your Bofa Amex is a co-branded card. Has the Amex logo but issued by Bofa.
03-16-2010 05:15 PM
It is not a co-branded Card. It has the single brand which is the AMEX network.
A co-branded card is a Nework and a store brand, like Costco AMEX, Best Buy Mastercard.
The confusion arrises because AMEX and Discover started out as both the Bank and the Network.
03-16-2010 05:40 PM
if you don't want to lose the history, find another card from BOA that you like and call them see if they can do a product change from your old BOA Amex to new BOA card, that way it'll still be old line/history and no new accounts etc.
it has worked in the past but obviously it's ymmv.
03-17-2010 08:29 PM
Apply for better Amex card like costco amex or amex blue cash..and close this boa amex card.
I was thinking if there was any way to avoid credit score getting dinged...by changing one amex to better amex card.
06-09-2010 10:02 AM - edited 06-09-2010 10:03 AM
I got a costo flyer - $75 statement credit for opening a costco amex card. I want to apply finally now.
-What will be the approximate decrease in credit score due to this application? (5 or 7 or....)
-I want to add my spouse as AU on this card? Will it show in her credit reports?
After I get this card, i will not use the BOA Amex card.
-I have this card since 2006. I also have a BOA MC from 2004.
-Is there any way I can transfer the BOA Amex history to BOA MC (even though BOA amex has a shorter history than BOA MC) and close the BOA Amex card?
-Will there be any credit score impacts due to the above?
Thanks in Advance.
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